



Personal Finance: From the old prime rate to the new repo-based system
Gugs Mhlungu speaks to resident Certified Financial Planner Paul Roelofse, about how South Africa's shift from the prime rate to the repo rate will affect consumers, offering clearer, more predictable interest rates and making it easier to understand the true cost of loans in today’s market. Weeke…

Personal Finance: Living well within your means: A minimalist guide to personal finance
Gugs Mhlungu speaks to resident Certified Financial Planner Paul Roelofse, about smart money management, focusing on cutting unnecessary expenses, reviewing your budget, and staying disciplined about living within your means. Weekend Breakfast with Gugs Mhlungu is broadcast on 702, a Johannesburg …

Personal Finance: A starting point for 2026
Gugs Mhlungu speaks to resident Certified Financial Planner Paul Roelofse, about essential financial check-ins to do at the start of the year, including budgeting, clearing debt, investing, and setting clear financial goals. Thank you for listening to a podcast from 702 Weekend Breakfast with Gugs…

Personal Finance: Reframing the 75% rule for South African retirees
Gugs Mhlungu speaks to resident Certified Financial Planner Paul Roelofse, about why the 75% retirement income rule no longer works for many South Africans, exploring how healthcare costs, inflation, longevity, debt, and market volatility are reshaping retirement planning. Gugs Mhlungu gets you r…

Allocating your income wisely is crucial, especially with the 30/30/40 rule
Gugs Mhlungu speaks to resident Certified Financial Planner Paul Roelofse, about managing your money using the 30/30/40 rule, taking control of your finances, and making smarter decisions around debt, savings, and long-term financial security. Weekend Breakfast with Gugs Mhlungu is broadcast on 7…

Personal Finance. Update your personal balance sheet
Mongezi Koko, standing in for Gugs Mhlungu chats to Resident Certified Financial Advisor, Paul Roelofse about personal financial planning as it creates a snapshot of your actual worth in relation to what you own and what you. Weekend Breakfast with Gugs Mhlungu is broadcast on 702, a Johannesburg …

How to build your financial empire in 2026
Ray White is joined by Finance Expert, Paul Roelofse, to speak about how to build your financial empire in 2026, starting from drafting your balance sheet. Weekend Breakfast with Gugs Mhlungu is broadcast on 702, a Johannesburg based talk radio station, on Saturdays and Sundays Gugs Mhlungu get…

Festive money
Ray White is joined by Finance Expert, Paul Roelofse, to speak about how to make your money go longer over the festive season, and dealing with Janu-Worry blues. He also shares how AI relates to markets. Weekend Breakfast with Gugs Mhlungu is broadcast on 702, a Johannesburg based talk radio stat…

Personal Finance: How to survive December financially
Gugs Mhlungu speaks to resident Certified Financial Planner Paul Roelofse about setting a festive season budget, the challenges of sticking to one in the current economy, and how to avoid overspending so that January doesn’t feel financially overwhelming. 702 Weekend Breakfast with Gugs Mhlungu is…

Personal Finance: The Wealthy get wealthier. Here’s how
Gugs Mhlungu chats to Resident Certified Financial Planner, Paul Roelofse about how financial systems and tax structures favour the wealthy, allowing them to grow and protect wealth, while everyday workers face higher taxes and fewer opportunities. 702 Weekend Breakfast with Gugs Mhlungu is broadc…