Make your next paydays count - and take the pressure off January

Gugs Mhlungu is joined by certified financial planner, Paul Roelofse, discussing how to consider the year-end paydays in light of January 2027. The conversation explores creating boundaries during the festive season to make your money stretch into the new year. They explore how to decern sustainabl…

Personal Finance: Inflation eases. So why are we still battling?

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about why falling inflation doesn’t necessarily mean lower prices, how rising essential costs continue to squeeze household budgets, and what this means for wages, spending and interest rates.   Thank you for listening …

Personal Finance: The Salary isn’t the test- The debt ratio is 

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about why earning more doesn’t necessarily mean being financially secure, the warning signs of over-indebtedness, and how to keep debt repayments under control.   Thank you for listening to a podcast from 702 Weekend Br…

Personal Finance: SARB using Business to get a tighter grip on inflation

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about the South African Reserve Bank’s efforts to investigate how inflation directly affects businesses, measure the extent of its impact, and use the findings to inform monetary policy decisions.   Thank you for listen…

Personal Finance: No to credit card but what about a large loan? 

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, unpacking how banks assess the risks involved in different types of borrowing. They unpack why secured loans, such as car and home loans, may be viewed differently from unsecured credit like credit cards, and why lenders …

Personal Finance: Interest rates and the cost of living – who feels the pain?

Gugs Mhlungu speaks with Paul Roelofse, a resident certified financial planner, about the rising cost of living, how inflation affects households differently, and the impact of interest rates on debt, investments, and job security. Gugs Mhlungu is your weekend companion for thoughtful conversation…

Personal Finance: Don't exclude the clause – all things policies and exclusion clauses

Jane Dutton, standing in for Gugs Mhlungu, is in conversation with resident certified financial planner, Paul Roelofse, about what defines exclusion clauses.  Furthermore, he discusses life insurance policies, explains why life insurance premiums increase as one gets older and they further dive in…

Personal Finance: When 'time in the market' may not be enough

Ray White, standing in for Gugs Mhlungu, speaks with Paul Roelofse, resident Certified Financial Planner, about navigating investments during a volatile and uncertain economic climate, the risks investors should be aware of, and whether the traditional advice of simply staying invested still holds.…

Personal Finance: Investing – understanding risk and return

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about the pros and cons of investing, the tax implications, expected returns and the risks involved. They also discuss the importance of giving your money time to grow and staying invested despite market volatility. Gug…

Personal Finance: SARS may know before you tell them

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about SARS’ increasing access to taxpayer information, including transaction data, and what this means for compliant taxpayers and businesses. They also discuss the move towards electronic invoicing and real-time reporti…