Personal Finance:  Brace yourself. Inflation is on the way……

Gugs Mhlungu is joined by Paul Roelofse, resident Certified Financial Planner discussing the potential rise in inflation, how it impacts everyday essentials like food, fuel and interest rates, and what consumers can do to ease the pressure on their households while taking advantage of current oppor…

Personal Finance: Gambling as a financial lifeline? A growing worry for South African workers 

Gugs Mhlungu is joined by Paul Roelofse, resident Certified Financial Planner, looking at the rising trend of people turning to gambling to get through the month. Their discussion highlights the deeper issues of high living costs, mounting debt, and the desperation many face in trying to survive. …

Personal Finance: Fixed or flexible: What’s the smart move for your bond? 

Gugs Mhlungu is joined by Samantha Moyana, National Debt Advisors counsellor at Financial Wealth Holdings, to discuss the benefits of fixed interest rates on home loans. She also touches on how variable home loans work, and how to decide which option suits different economic conditions or seasons.…

Personal Finance: How an access bond can help you pay off your home loan faster

Gugs Mhlungu speaks with resident Certified Financial Planner Paul Roelofse about how an access bond can be a smarter alternative to loans or credit. He explains how it can reduce interest, help you pay off your bond faster, and offer greater flexibility.   Gugs Mhlungu is your weekend companion…

Personal Finance: Why money isn’t the end goal of a fulfilled life

Gugs Mhlungu is joined by resident Certified Financial Planner Paul Roelofse to explore the question: Is it all about the money, or is it about what money can do for you? He emphasises the importance of redefining our relationship with money, using it as a tool to achieve meaningful life goals, bu…

Personal Finance: What early access to your retirement fund could mean for you

Gugs Mhlungu is joined by resident Certified Financial Advisor Paul Roelofse to unpack the National Treasury’s proposal, which gives people limited access to their retirement fund. The conversation highlights the tension between short-term and long-term financial needs.   Gugs Mhlungu is your we…

Personal Finance: How to make the most of the increased Tax-Free Savings limits

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about the increase to South Africa’s Tax-Free Savings Account and retirement annuity limits and what it could mean for households. He also provides valuable insights and practical advice on how to make the most of these …

Personal Finance: How global tensions could affect your wallet

Gugs Mhlungu speaks with Paul Roelofse, Resident Certified Financial Planner, about how tensions around the world may affect your finances. From energy bills to filling costs, he shares easy, practical tips South African households can use to stay on course.   Gugs Mhlungu is your weekend compan…

Personal Finance: What South Africa’s 2026 budget means for households

Kgomotso Modise, standing in for Gugs Mhlungu, speaks with resident Certified Financial Planner Paul Roelofse about what National Treasury’s 2026 proposed budget means for households. He highlights two key changes: the increase in the Tax-Free Savings Account limit and the inflationary adjustment …

Personal Finance: Expert tips for saving for your child’s education

Gugs Mhlungu speaks to resident Certified Financial Planner Paul Roelofse about smart ways to save for your child’s education. He unpacks the rising cost of school fees and related expenses, sharing practical, accessible tips such as using a tax-free savings account and setting clear short-term fi…