



Personal Finance: Financial planning as part of women’s well-being
Jane Dutton speaks to Paul Roelofse, Certified Financial Planner who shares on how financial planning and security is part of a woman's wellbeing. They share tips on how to exercise some financial planning and the benefits it holds for people who practice it. Gugs Mhlungu gets you ready for the…

Personal Finance: Declaring Trust Involvement and Income on the South African ITR12
Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about what it means to be a beneficiary of a trust for tax purposes, unpacking when trust income must be declared to SARS and the key rules taxpayers need to understand. Gugs Mhlungu gets you ready for the weekend each S…

Personal Finance The latest FNB Retirement Insights Survey
Gugs Mhlungu chats to Renee Coughlan, Product Manager at FNB Wealth & Investments, about the unveiling of the latest FNB Retirement Insights Survey, whose findings offer fresh insight into how South Africans think about and plan for retirement. Gugs Mhlungu is your weekend companion for thoughtful…

Personal Finance: Scammers are everywhere – how they operate and how to stay safe
Gugs Mhlungu speaks with Paul Roelofse, a resident Certified Financial Planner, about the many ways scammers target unsuspecting victims. They unpack the warning signs to watch for, including high-pressure tactics, creating a false sense of urgency, and requests for personal information or quick a…

Personal Finance: Understanding real vs. nominal wages in South Africa
Gugs Mhlungu speaks with Paul Roelofse, resident certified financial planner, about the difference between nominal take-home pay and real take-home salary, and how inflation and rising fuel costs mean that many South Africans are effectively earning the same or even less despite small salary increa…

Personal Finance: What to expect for 2026 tax season
Gugs Mhlungu speaks with Paul Roelofse, resident certified financial planner, about key 2026 tax season updates, including deadlines, auto-assessments, and changes to digital filing, credits, and deductions, and what taxpayers should prepare for ahead of time. Gugs Mhlungu is your weekend companio…

Personal Finance: Inflation isn’t a reason to cut your insurance — it’s a reason to be smart about it
Gugs Mhlungu speaks with Paul Roelofse, a resident certified financial planner, about the impact of rising inflation on household budgets and why insurance remains a critical financial safety net. Gugs Mhlungu is your weekend companion for thoughtful conversations on lifestyle, health, culture, bo…

Personal Finance: Is your house covered for a disaster?
Gugs Mhlungu is joined by Paul Roelofse, a resident certified financial planner,to discuss what a primary budget surplus means, why it's often seen as a sign of healthy public finances, and how government debt and spending decisions can affect everything from public services and taxes to the countr…

Personal Finance: Warning to South African households – high debt, higher rates, and the road ahead
Gugs Mhlungu is joined by Paul Roelofse, resident certified financial planner, to discuss new DebtBusters data showing rising debt stress across income groups, including high earners, and what it means for household finances amid ongoing inflation and interest rate pressures. Gugs Mhlungu is your …

Personal Finance: How inflation is shrinking your wallet (and what you can do about it)
Gugs Mhlungu is joined by Paul Roelofse, resident certified financial planner, to unpack what a 4% rate means for consumers, including its impact on food prices, fuel costs, borrowing expenses and interest rates, while also sharing practical spending habits that can help ease financial pressure. G…