Personal Finance: SARS may know before you tell them

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about SARS’ increasing access to taxpayer information, including transaction data, and what this means for compliant taxpayers and businesses. They also discuss the move towards electronic invoicing and real-time reportin…

Personal Finance:  A bigger salary doesn’t always make you richer 

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about the growing impact of debt, even among high earners, and why financial wellbeing isn’t simply about how much you earn, but how you manage what you earn. Gugs Mhlungu gets you ready for the weekend each Saturday and…

Personal Finance: Young South Africans save differently

Gugs Mhlungu speaks with Paul Roelofse, a Certified Financial Planner, about how young people are saving and using digital savings tools. They discuss the importance of saving from your very first pay cheque, how early saving allows your money to grow alongside you, and why the sooner you start, t…

Personal Finance: Financial planning as part of women’s well-being

Jane Dutton, standing in for Gugs Mhlungu, speaks to Paul Roelofse, a Certified Financial Planner, about how financial planning and security are part of a woman's well-being. They discuss tips on how to exercise financial planning and the benefits it holds for people who practice it. Gugs Mhlungu…

Personal Finance: Declaring trust involvement and income on the ITR12

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about what it means to be a beneficiary of a trust for tax purposes. They unpack when trust income must be declared to SARS on the ITR12  and the key rules taxpayers need to understand. Gugs Mhlungu is your weekend comp…

Personal Finance The latest FNB Retirement Insights Survey

Gugs Mhlungu chats to Renee Coughlan, Product Manager at FNB Wealth & Investments, about the unveiling of the latest FNB Retirement Insights Survey, whose findings offer fresh insight into how South Africans think about and plan for retirement. Gugs Mhlungu is your weekend companion for thoughtful…

Personal Finance: Scammers are everywhere – how they operate and how to stay safe

Gugs Mhlungu speaks with Paul Roelofse, a resident Certified Financial Planner, about the many ways scammers target unsuspecting victims. They unpack the warning signs to watch for, including high-pressure tactics, creating a false sense of urgency, and requests for personal information or quick a…

Personal Finance: Understanding real vs. nominal wages in South Africa

Gugs Mhlungu speaks with Paul Roelofse, resident certified financial planner, about the difference between nominal take-home pay and real take-home salary, and how inflation and rising fuel costs mean that many South Africans are effectively earning the same or even less despite small salary increa…

Personal Finance: What to expect for 2026 tax season

Gugs Mhlungu speaks with Paul Roelofse, resident certified financial planner, about key 2026 tax season updates, including deadlines, auto-assessments, and changes to digital filing, credits, and deductions, and what taxpayers should prepare for ahead of time. Gugs Mhlungu is your weekend companio…

Personal Finance: Inflation isn’t a reason to cut your insurance — it’s a reason to be smart about it

Gugs Mhlungu speaks with Paul Roelofse, a resident certified financial planner, about the impact of rising inflation on household budgets and why insurance remains a critical financial safety net. Gugs Mhlungu is your weekend companion for thoughtful conversations on lifestyle, health, culture, bo…