Personal Finance: Don't Exclude the Clause: All Things Policies and Exclusion Clauses 

Jane Dutton has a conversation with Residnet certified Financial Planner, Paul Roelofse About what defines exclusion causes, Furthermore Paul speaks about life insurance policies, explains why life insurance premiums increase as one gets older and they further dive into what one might miss with exc…

Personal Finance: When 'time in the market' may not be enough

Ray White, standing in for Gugs Mhlungu, speaks with Paul Roelofse, resident Certified Financial Planner, about navigating investments during a volatile and uncertain economic climate, the risks investors should be aware of, and whether the traditional advice of simply staying invested still holds.…

Personal Finance: Investing – understanding risk and return

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about the pros and cons of investing, the tax implications, expected returns and the risks involved. They also discuss the importance of giving your money time to grow and staying invested despite market volatility. Gug…

Personal Finance: SARS may know before you tell them

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about SARS’ increasing access to taxpayer information, including transaction data, and what this means for compliant taxpayers and businesses. They also discuss the move towards electronic invoicing and real-time reporti…

Personal Finance:  A bigger salary doesn’t always make you richer

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about the growing impact of debt, even among high earners, and why financial wellbeing isn’t simply about how much you earn, but how you manage what you earn. Gugs Mhlungu is your weekend companion for thoughtful convers…

Personal Finance: Young South Africans save differently

Gugs Mhlungu speaks with Paul Roelofse, a Certified Financial Planner, about how young people are saving and using digital savings tools. They discuss the importance of saving from your very first pay cheque, how early saving allows your money to grow alongside you, and why the sooner you start, t…

Personal Finance: Financial planning as part of women’s well-being

Jane Dutton, standing in for Gugs Mhlungu, speaks to Paul Roelofse, a Certified Financial Planner, about how financial planning and security are part of a woman's well-being. They discuss tips on how to exercise financial planning and the benefits it holds for people who practice it. Gugs Mhlungu…

Personal Finance: Declaring trust involvement and income on the ITR12

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about what it means to be a beneficiary of a trust for tax purposes. They unpack when trust income must be declared to SARS on the ITR12  and the key rules taxpayers need to understand. Gugs Mhlungu is your weekend comp…

Personal Finance The latest FNB Retirement Insights Survey

Gugs Mhlungu chats to Renee Coughlan, Product Manager at FNB Wealth & Investments, about the unveiling of the latest FNB Retirement Insights Survey, whose findings offer fresh insight into how South Africans think about and plan for retirement. Gugs Mhlungu is your weekend companion for thoughtful…

Personal Finance: Scammers are everywhere – how they operate and how to stay safe

Gugs Mhlungu speaks with Paul Roelofse, a resident Certified Financial Planner, about the many ways scammers target unsuspecting victims. They unpack the warning signs to watch for, including high-pressure tactics, creating a false sense of urgency, and requests for personal information or quick a…