Personal Finance: SARB using Business to get a tighter grip on inflation

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about the South African Reserve Bank’s efforts to investigate how inflation directly affects businesses, measure the extent of its impact, and use the findings to inform monetary policy decisions.   Thank you for listen…

Personal Finance: No to credit card but what about a large loan? 

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, unpacking how banks assess the risks involved in different types of borrowing. They unpack why secured loans, such as car and home loans, may be viewed differently from unsecured credit like credit cards, and why lenders …

Personal Finance: Interest rates and the cost of living – who feels the pain?

Gugs Mhlungu speaks with Paul Roelofse, a resident certified financial planner, about the rising cost of living, how inflation affects households differently, and the impact of interest rates on debt, investments, and job security. Gugs Mhlungu is your weekend companion for thoughtful conversation…

Personal Finance: Don't exclude the clause – all things policies and exclusion clauses

Jane Dutton, standing in for Gugs Mhlungu, is in conversation with resident certified financial planner, Paul Roelofse, about what defines exclusion clauses.  Furthermore, he discusses life insurance policies, explains why life insurance premiums increase as one gets older and they further dive in…

Personal Finance: When 'time in the market' may not be enough

Ray White, standing in for Gugs Mhlungu, speaks with Paul Roelofse, resident Certified Financial Planner, about navigating investments during a volatile and uncertain economic climate, the risks investors should be aware of, and whether the traditional advice of simply staying invested still holds.…

Personal Finance: Investing – understanding risk and return

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about the pros and cons of investing, the tax implications, expected returns and the risks involved. They also discuss the importance of giving your money time to grow and staying invested despite market volatility. Gug…

Personal Finance: SARS may know before you tell them

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about SARS’ increasing access to taxpayer information, including transaction data, and what this means for compliant taxpayers and businesses. They also discuss the move towards electronic invoicing and real-time reporti…

Personal Finance:  A bigger salary doesn’t always make you richer

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about the growing impact of debt, even among high earners, and why financial wellbeing isn’t simply about how much you earn, but how you manage what you earn. Gugs Mhlungu is your weekend companion for thoughtful convers…

Personal Finance: Young South Africans save differently

Gugs Mhlungu speaks with Paul Roelofse, a Certified Financial Planner, about how young people are saving and using digital savings tools. They discuss the importance of saving from your very first pay cheque, how early saving allows your money to grow alongside you, and why the sooner you start, t…

Personal Finance: Financial planning as part of women’s well-being

Jane Dutton, standing in for Gugs Mhlungu, speaks to Paul Roelofse, a Certified Financial Planner, about how financial planning and security are part of a woman's well-being. They discuss tips on how to exercise financial planning and the benefits it holds for people who practice it. Gugs Mhlungu…