Personal Finance: Is your house covered for a disaster?

Gugs Mhlungu is joined by Paul Roelofse, a resident certified financial planner, to explore the importance of household insurance.  They unpack how insurers determine the cost of cover, what is included and excluded in a policy, and why homeowners should regularly update their insured amount to re…

Personal Finance: The unseen impact of motherhood

Gugs Mhlungu is joined by Paul Roelofse, a resident certified financial planner, to look at the importance of financial planning for families. They unpack why mothers should be actively involved in household finances, understanding the family’s financial safety net, and ensuring there is enough pr…

Personal Finance: The true cost of raising a child

Gugs Mhlungu chats to Paul Roelofse, a certified financial planner, about the price of parenthood. Raising a child in South Africa costs more than R90,000 annually, according to middle-class households. Gugs Mhlungu is your weekend companion for thoughtful conversations on lifestyle, health, cult…

Personal Finance: Brace yourself, inflation is on the way

Gugs Mhlungu is joined by Paul Roelofse, a resident Certified Financial Planner, to discuss the potential rise in inflation, how it impacts everyday essentials like food, fuel, and interest rates. The unpack what consumers can do to ease the pressure on their households while taking advantage of c…

Personal Finance: Gambling as a financial lifeline? A growing worry for South African workers 

Gugs Mhlungu is joined by Paul Roelofse, resident Certified Financial Planner, to discuss the rising trend of people turning to gambling to get through the month. They highlight the deeper issues of high living costs, mounting debt, and the desperation many face in trying to survive. Gugs Mhlungu…

Personal Finance: Fixed or flexible: What’s the smart move for your bond? 

Gugs Mhlungu is joined by Samantha Moyana, National Debt Advisors counsellor at Financial Wealth Holdings, to discuss the benefits of fixed interest rates on home loans. She also touches on how variable home loans work, and how to decide which option suits different economic conditions or seasons.…

Personal Finance: How an access bond can help you pay off your home loan faster

Gugs Mhlungu speaks with resident Certified Financial Planner Paul Roelofse about how an access bond can be a smarter alternative to loans or credit. He explains how it can reduce interest, help you pay off your bond faster, and offer greater flexibility.   Gugs Mhlungu is your weekend companion…

Personal Finance: Why money isn’t the end goal of a fulfilled life

Gugs Mhlungu is joined by resident Certified Financial Planner Paul Roelofse to explore the question: Is it all about the money, or is it about what money can do for you? He emphasises the importance of redefining our relationship with money, using it as a tool to achieve meaningful life goals, bu…

Personal Finance: What early access to your retirement fund could mean for you

Gugs Mhlungu is joined by resident Certified Financial Advisor Paul Roelofse to unpack the National Treasury’s proposal, which gives people limited access to their retirement fund. The conversation highlights the tension between short-term and long-term financial needs.   Gugs Mhlungu is your we…

Personal Finance: How to make the most of the increased Tax-Free Savings limits

Gugs Mhlungu speaks with Paul Roelofse, resident Certified Financial Planner, about the increase to South Africa’s Tax-Free Savings Account and retirement annuity limits and what it could mean for households. He also provides valuable insights and practical advice on how to make the most of these …