Personal Finance: Understanding real vs. nominal wages in South Africa

Gugs Mhlungu speaks with Paul Roelofse, resident certified financial planner, about the difference between nominal take-home pay and real take-home salary, and how inflation and rising fuel costs mean that many South Africans are effectively earning the same or even less despite small salary increa…

Personal Finance: What to expect for 2026 tax season

Gugs Mhlungu speaks with Paul Roelofse, resident certified financial planner, about key 2026 tax season updates, including deadlines, auto-assessments, and changes to digital filing, credits, and deductions, and what taxpayers should prepare for ahead of time. Gugs Mhlungu is your weekend companio…

Personal Finance: Inflation isn’t a reason to cut your insurance — it’s a reason to be smart about it

Gugs Mhlungu speaks with Paul Roelofse, a resident certified financial planner, about the impact of rising inflation on household budgets and why insurance remains a critical financial safety net. Gugs Mhlungu is your weekend companion for thoughtful conversations on lifestyle, health, culture, bo…

Personal Finance: Is your house covered for a disaster?

Gugs Mhlungu is joined by Paul Roelofse, a resident certified financial planner,to discuss what a primary budget surplus means, why it's often seen as a sign of healthy public finances, and how government debt and spending decisions can affect everything from public services and taxes to the countr…

Personal Finance: Warning to South African households – high debt, higher rates, and the road ahead

Gugs Mhlungu is joined by Paul Roelofse, resident certified financial planner, to discuss new DebtBusters data showing rising debt stress across income groups, including high earners, and what it means for household finances amid ongoing inflation and interest rate pressures. Gugs Mhlungu is your …

Personal Finance: How inflation is shrinking your wallet (and what you can do about it)

Gugs Mhlungu is joined by Paul Roelofse, resident certified financial planner, to unpack what a 4% rate means for consumers, including its impact on food prices, fuel costs, borrowing expenses and interest rates, while also sharing practical spending habits that can help ease financial pressure. G…

Personal Finance: Is your house covered for a disaster?

Gugs Mhlungu is joined by Paul Roelofse, a resident certified financial planner, to explore the importance of household insurance.  They unpack how insurers determine the cost of cover, what is included and excluded in a policy, and why homeowners should regularly update their insured amount to re…

Personal Finance: The unseen impact of motherhood

Gugs Mhlungu is joined by Paul Roelofse, a resident certified financial planner, to look at the importance of financial planning for families. They unpack why mothers should be actively involved in household finances, understanding the family’s financial safety net, and ensuring there is enough pr…

Personal Finance: The true cost of raising a child

Gugs Mhlungu chats to Paul Roelofse, a certified financial planner, about the price of parenthood. Raising a child in South Africa costs more than R90,000 annually, according to middle-class households. Gugs Mhlungu is your weekend companion for thoughtful conversations on lifestyle, health, cult…

Personal Finance: Brace yourself, inflation is on the way

Gugs Mhlungu is joined by Paul Roelofse, a resident Certified Financial Planner, to discuss the potential rise in inflation, how it impacts everyday essentials like food, fuel, and interest rates. The unpack what consumers can do to ease the pressure on their households while taking advantage of c…