What par policies are

Why par policies' illustrative rates are being reduced

Life funds have performed well

Expectation of insurers' product lineup of par products

Synopsis: Learn to protect and grow your wealth in this Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.  

In this second episode of the the WealthBT podcast, BT's wealth editor Genevieve Cua looks into the insurance industry’s reduction of illustrative rates for par policies in July 2021. What does this mean for you?

She tackles the following points: 
What are par policies, and what are the new illustration or projection rates taking effect in July? (1:50)
Why are par policies’ illustrative rates being reduced? (4:18)
Life funds have actually performed well historically, in excess of the upper limit of the current illustrative rate (7:30)
Her expectation of what insurers’ product lineup of par products might look like in July: Perhaps a lower level of guaranteed return and longer breakeven points (9:28)

Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Lee Kim Siang

Edited by: Adam Azlee

Follow WealthBT podcasts and rate us on:

Channel: http://bt.sg/btwealthbt

Apple Podcasts: http://bt.sg/wbAP

Spotify: http://bt.sg/wbSP

Google Podcasts: http://bt.sg/wtGO

SPH Awedio app: https://www.awedio.sg/

Website: http://bt.sg/wealthbt

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

Discover more BT podcast series:

BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

BT Podcasts on: http://bt.sg/podcasts

Synopsis: Learn to protect and grow your wealth in this Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. &nbsp;
In this second episode of the the WealthBT podcast, BT's wealth editor Genevieve Cua looks into the insurance industry&rsquo;s reduction of illustrative rates for par policies in July 2021. What does this mean for you?
She tackles the following points:&nbsp;
<ol>
<li>What are par policies, and what are the new illustration or projection rates taking effect in July? (1:50)</li>
<li>Why are par policies&rsquo; illustrative rates being reduced? (4:18)</li>
<li>Life funds have actually performed well historically, in excess of the upper limit of the current illustrative rate (7:30)</li>
<li>Her expectation of what insurers&rsquo; product lineup of par products might look like in July: Perhaps a lower level of guaranteed return and longer breakeven points (9:28)</li>
</ol>
Produced by: Genevieve Cua (<a href="mailto:gen@sph.com.sg">gen@sph.com.sg</a>), Ernest Luis, Lee Kim Siang Edited by: Adam Azlee
Follow WealthBT podcasts and rate us on:
Channel: <a dir="ltr" href="http://bt.sg/btwealthbt">http://bt.sg/btwealthbt</a>
Apple Podcasts:&nbsp;<a href="http://bt.sg/wbAP" data-saferedirecturl="https://www.google.com/url?q=http://bt.sg/wbAP&amp;source=gmail&amp;ust=1631087713748000&amp;usg=AFQjCNGAVa-cpnz_qESsfL6LuS9NZqNeHg">http://bt.sg/wbAP</a>
Spotify:&nbsp;<a href="http://bt.sg/wbSP" data-saferedirecturl="https://www.google.com/url?q=http://bt.sg/wbSP&amp;source=gmail&amp;ust=1631087713748000&amp;usg=AFQjCNGrBdKI5GYcn9AippfPVJ9T02ntSw">http://bt.sg/wbSP</a>
Google Podcasts: <a href="http://bt.sg/wtGO" data-cke-saved-href="http://bt.sg/wtGO">http://bt.sg/wtGO</a>
SPH Awedio app: <a dir="ltr" href="https://www.awedio.sg/">https://www.awedio.sg/</a>
Website:&nbsp;<a href="http://bt.sg/wealthbt" data-saferedirecturl="https://www.google.com/url?q=http://bt.sg/wealthbt&amp;source=gmail&amp;ust=1631087713748000&amp;usg=AFQjCNGDEz46xCce2dvnorOBnK6k0nWpQA">http://bt.sg/wealthbt</a>
Feedback to:&nbsp;<a href="mailto:podcast@sph.com.sg">podcast@sph.com.sg</a>
Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.
Discover more BT podcast series:
BT Money Hacks Podcast on:&nbsp;<a href="https://bt.sg/btmoneyhacks" data-saferedirecturl="https://www.google.com/url?q=https://bt.sg/btmoneyhacks&amp;source=gmail&amp;ust=1631087713748000&amp;usg=AFQjCNGFUlhoYoKOu6hOBCjzmFfH4D8bQw">https://bt.sg/btmoneyhacks</a>
BT Mark To Market Podcast on:&nbsp;<a href="http://bt.sg/btmark2mkt" data-saferedirecturl="https://www.google.com/url?q=http://bt.sg/btmark2mkt&amp;source=gmail&amp;ust=1631087713748000&amp;usg=AFQjCNF9hU2Eb2BvcD41AdEenYI4al6syA">http://bt.sg/btmark2mkt</a>
BT Podcasts on:&nbsp;<a href="http://bt.sg/podcasts" data-saferedirecturl="https://www.google.com/url?q=http://bt.sg/podcasts&amp;source=gmail&amp;ust=1631087713748000&amp;usg=AFQjCNHFbzPoSGgem7KvoY3eUSY4QeGBbg">http://bt.sg/podcasts</a>

A monthly podcast series by the BT Wealth Editor, to help affluent individuals protect and grow their wealth.

Learn to protect and grow your wealth - for affluent individuals. Hosted by  Genevieve Cua. A podcast of BT Correspondents.

Produced by BT Podcasts, The Business Times, SPH Media.

Learn to protect and grow your wealth - for affluent individuals. Hosted by  Genevieve Cua. A podcast of BT Correspondents.
Produced by BT Podcasts, The Business Times, SPH Media.

WealthBT

Learn to protect and grow your wealth with The Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Podcaster: Genevieve Cua 

Produced by BT Podcasts, The Business Times, SPH Media.

Learn to protect and grow your wealth with The Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Podcaster: Genevieve Cua 
Produced by BT Podcasts, The Business Times, SPH Media.

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