SRS highlights and investment options

Things to bear in mind about SRS

Benefits of topping up CPF

Maximising SRS and CPF

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. 

In this ninth episode of WealthBT, wealth editor Genevieve Cua talks about how to maximise your CPF and SRS savings for retirement.

Highlights (click/tap above): 

2:21 Highlights of the Supplementary Retirement Scheme and investment options

5:29 Things to bear in mind about SRS: premature withdrawal penalty; relatively low limit on contributions and potential tax on withdrawals in retirement

7:51 Benefits of topping up CPF:  Higher interest rates and tax relief

11:30 Ways to maximise your retirement savings in CPF and SRS: Go for low-cost investments; use cash to service home loans rather than CPF; and defer retirement income

Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Lee Kim Siang & Fa'izah Sani

Edited by: Howie Lim & Hadyu Rahim

Follow Wealth BT podcasts and rate us at:

Channel: http://bt.sg/btwealthbt

Apple Podcasts: http://bt.sg/wbAP

Spotify: http://bt.sg/wbSP

Google: http://bt.sg/wtGO

SPH Awedio app: https://www.awedio.sg/

Website: http://bt.sg/wealthbt

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

Discover more BT podcast series:

BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt

BT Podcasts at: http://bt.sg/podcasts

#BTPodcast

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.&nbsp;
In this ninth episode of WealthBT, wealth editor Genevieve Cua talks about how to maximise your CPF and SRS savings for retirement.
Highlights (click/tap above):&nbsp;
2:21 Highlights of the Supplementary Retirement Scheme and investment options
5:29 Things to bear in mind about SRS: premature withdrawal penalty; relatively low limit on contributions and potential tax on withdrawals in retirement
7:51 Benefits of topping up CPF:&nbsp; Higher interest rates and tax relief
11:30 Ways to maximise your retirement savings in CPF and SRS: Go for low-cost investments; use cash to service home loans rather than CPF; and defer retirement income
Produced by: Genevieve Cua <a href="mailto:gen@sph.com.sg">(gen@sph.com.sg)</a>, Ernest Luis, Lee Kim Siang &amp; Fa'izah Sani
Edited by: Howie Lim &amp; Hadyu Rahim
Follow Wealth BT podcasts and rate us at:
Channel: <a href="http://bt.sg/btwealthbt">http://bt.sg/btwealthbt</a>
Apple Podcasts: <a href="http://bt.sg/wbAP">http://bt.sg/wbAP</a>
Spotify: <a href="http://bt.sg/wbSP">http://bt.sg/wbSP</a>
Google: <a href="http://bt.sg/wtGO">http://bt.sg/wtGO</a>
SPH Awedio app: <a dir="ltr" href="https://www.awedio.sg/">https://www.awedio.sg/</a>
Website: <a href="http://bt.sg/wealthbt">http://bt.sg/wealthbt</a>
Feedback to: <a href="mailto:podcast@sph.com.sg">podcast@sph.com.sg</a>
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.&nbsp;
Discover more BT podcast series:
BT Money Hacks Podcast at:<a href="https://bt.sg/btmoneyhacks"> https://bt.sg/btmoneyhacks</a>
BT Mark To Market Podcast at:<a href="http://bt.sg/btmark2mkt"> http://bt.sg/btmark2mkt</a>
BT Podcasts at:<a href="http://bt.sg/podcasts"> http://bt.sg/podcasts</a>
#BTPodcast

Synopsis: Learn to protect and grow your wealth in this Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Podcaster: Genevieve Cua 

Produced by The Business Times, SPH Media Trust.

Synopsis: Learn to protect and grow your wealth in this Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Podcaster: Genevieve Cua&nbsp;
Produced by The Business Times, SPH Media Trust.

WealthBT

Learn to protect and grow your wealth with The Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Podcaster: Genevieve Cua 

Produced by BT Podcasts, The Business Times, SPH Media.

Learn to protect and grow your wealth with The Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Podcaster: Genevieve Cua 
Produced by BT Podcasts, The Business Times, SPH Media.

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