One big financial move in retirement can quietly trigger a chain reaction you didn’t see coming. In this episode, Bryan Gaiser breaks down how higher retirement income can impact Medicare premiums, taxes, and long-term planning decisions—especially through IRMAA surcharges. Using real-life scenarios, the discussion explores how selling a home, realizing capital gains, or drawing from the wrong accounts can raise healthcare costs and taxes. Bryan explains why these “retirement gotchas” often catch people off guard and why proactive income and tax planning plays a critical role as retirement approaches.

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Tune in to Wealth Thru Wisdom with Bryan Gaiser every Saturday at 10:00 AM on 94.5 WPTI.