In the premiere episode of Wealth Beyond Numbers, Nick Baldwin of Stonepath Wealth Management joins Jackie Selby to explain why retirement planning should begin years before your final paycheck. They discuss testing your retirement budget, managing sequence-of-returns risk, coordinating Social Security and pension decisions, and preparing an estate plan that protects the people you care about. Nick also covers beneficiary reviews, life insurance, long-term care planning, and why a retirement plan must continue evolving as life changes. To connect with Nick and the Stonepath Wealth Management team, call (800) 517-1575.