What happens to home loans during a government shutdown? We’re breaking it all down in this week’s episode 

 Here’s What You’ll Learn:

 FHA Loans: Still happening — but expect delays, especially if extra review is needed.
 VA Loans: Moving forward (slower), but still guaranteed!
 USDA Loans: Mostly paused — bad news if you're rural-bound.
 Fannie & Freddie: Conventional loans are good to go… unless you need IRS verifications 
 Flood Insurance: Renewals are on hold — new policies? Not happening during the shutdown 

This is must-know info for anyone buying or selling right now. Don’t miss this episode!

 House of the Week
 903 Seminole Rd, Frederick, MD 21701
 $445,000
 Open House:
• Friday 10/3 | 5PM–7PM
• Saturday 10/4 | 2PM–4PM

 What You'll Love:
• Classic brick rancher in Monocacy Village
• 3  bedrooms | 1.5  bathrooms
• Hardwood floors + wood-burning fireplace 
• Finished basement with LVP flooring
• Fully fenced backyard on a level lot
• Driveway parking + 2 sheds 
• Close to all your favorite shopping & dining spots in Frederick 

 Tune in, stay informed, and come tour this gem before it’s gone!