 What happens to home loans during a government shutdown? We’re breaking it all down in this week’s episode 

 Here’s What You’ll Learn:

 FHA Loans: Still happening — but expect delays, especially if extra review is needed.
 VA Loans: Moving forward (slower), but still guaranteed!
 USDA Loans: Mostly paused — bad news if you're rural-bound.
 Fannie & Freddie: Conventional loans are good to go… unless you need IRS verifications 
 Flood Insurance: Renewals are on hold — new policies? Not happening during the shutdown 

This is must-know info for anyone buying or selling right now. Don’t miss this episode!

 House of the Week
 903 Seminole Rd, Frederick, MD 21701
 $445,000
 Open House:
• Friday 10/3 | 5PM–7PM
• Saturday 10/4 | 2PM–4PM

 What You'll Love:
• Classic brick rancher in Monocacy Village
• 3  bedrooms | 1.5  bathrooms
• Hardwood floors + wood-burning fireplace 
• Finished basement with LVP flooring
• Fully fenced backyard on a level lot
• Driveway parking + 2 sheds 
• Close to all your favorite shopping & dining spots in Frederick 

 Tune in, stay informed, and come tour this gem before it’s gone!

&nbsp;What happens to home loans during a government shutdown? We&rsquo;re breaking it all down in this week&rsquo;s episode&nbsp;
&nbsp;Here&rsquo;s What You&rsquo;ll Learn:
&nbsp;FHA Loans: Still happening &mdash; but expect delays, especially if extra review is needed. &nbsp;VA Loans: Moving forward (slower), but still guaranteed! &nbsp;USDA Loans: Mostly&nbsp;paused&nbsp;&mdash; bad news if you're rural-bound. &nbsp;Fannie &amp; Freddie: Conventional loans are good to go&hellip;&nbsp;unless&nbsp;you need IRS verifications&nbsp; &nbsp;Flood Insurance: Renewals are on hold &mdash; new policies? Not happening during the shutdown&nbsp;
This is&nbsp;must-know&nbsp;info for anyone buying or selling right now. Don&rsquo;t miss this episode!
&nbsp;House of the Week &nbsp;903 Seminole Rd, Frederick, MD 21701 &nbsp;$445,000 &nbsp;Open House: &bull;&nbsp;Friday 10/3&nbsp;| 5PM&ndash;7PM &bull;&nbsp;Saturday 10/4&nbsp;| 2PM&ndash;4PM
&nbsp;What You'll Love: &bull; Classic&nbsp;brick rancher&nbsp;in Monocacy Village &bull; 3&nbsp;&nbsp;bedrooms | 1.5&nbsp;&nbsp;bathrooms &bull;&nbsp;Hardwood floors&nbsp;+&nbsp;wood-burning fireplace&nbsp; &bull;&nbsp;Finished basement&nbsp;with LVP flooring &bull;&nbsp;Fully fenced backyard&nbsp;on a level lot &bull;&nbsp;Driveway parking&nbsp;+ 2 sheds&nbsp; &bull; Close to all your favorite&nbsp;shopping &amp; dining spots&nbsp;in Frederick&nbsp;
&nbsp;Tune in, stay informed, and come tour this gem before it&rsquo;s gone!

Tune in weekday mornings from 5-10am for the Free Country Wake Up Crew with Tom Whalen and Dianah Gibson.

Tune in weekday mornings from 5-10am for the Free Country Wake Up Crew with Tom Whalen and Dianah Gibson.

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