From RMDs to Roths: Smart Moves Before the Ball Drops

As the days get shorter and the year winds down, it’s not just your home that needs a seasonal checkup—your finances do too. In this episode of the Vision Wealth Podcast, Ben and Megan Smith share their essential end-of-year financial checklist, from budgeting and tax planning to Roth conversions, …

Cutting Through the Fine Print: What’s Draining Your Portfolio?

Think your investment accounts are quietly working for you? They might be quietly bleeding value. Ben and Megan Smith break down the hidden fees and underperforming products—from variable annuities to whole life insurance—that could be costing you more than you realize. This episode explores why un…

Is the American Dream Still Achievable?

Is the American dream still within reach, or has it become a luxury reserved for a few? Ben and Megan Smith tackle the true cost of family, education, and retirement, exploring how shifting priorities and smart planning can help redefine financial success. This episode dives into the impact of soci…

The Cost of Waiting: Long-Term Care Realities

What happens when long-term care becomes your reality overnight? In this episode, Ben Smith, president and lead wealth advisor at Vision Wealth, and his wife Megan Smith explore the emotional and financial weight of planning for aging, illness, and legacy. From outdated insurance policies to family…

Money Talk Is Marriage Talk

What do dating and financial planning have in common? More than you think! In this episode, Ben Smith, president and lead wealth advisor at Vision Wealth, and his wife Megan Smith unpack the emotional layers of money talk—from transparency in relationships to bridging communication gaps between par…

The discontinuation of the penny and obsolete portfolio items

Ben and Megan Smith of Vision wealth discuss the U.S. Mint’s decision to stop stamping pennies and how they rarely use cash. Then Ben talks about tools in people’s financial plans, such as mutual funds, that do not have the rate of returns they used to have. Ben also talks about refinancing annuiti…

Wrexham's major value increase and lessons on managing returns from a big sale

Ben and Megan Smith of Vision Wealth talk about how Welsh soccer team Wrexham has gained almost 100 times its value in the nearly five years that Hollywood stars Ryan Reynolds and Rob McIlhenney have owned it. Ben discusses the importance of patience and the realization that one has to put in if th…

Nick Saban and the spark of a great partnership

Ben and Megan Smith talk about the phone call to partner with a car dealer that Nick Saban says changed his life and could soon make him a billionaire. Ben relates this to his deferred tax strategy and the potential savings it creates. But Ben also shares how some people are leery, because it seems…

Shedeur Sanders’ being prank-called: sniffing out a scam and how an advisor can help

Ben and Megan Smith talk about the prank call that QB Shedeur Sanders got during the NFL Draft and how other scams are much more costly. Ben and Megan share some recent scams they have uncovered and how easily people can fall for them. They give tips on things to look out for and Ben shares how an …

Five tools for planning for market volatility

Ben and Megan Smith talk about the recent shark tooth of the market graph. Ben shares five tools inside and outside of the market that he and the Vision Wealth team can help people use for their financial plans – and they can account for market ups and downs. Megan then shares how she has to use a …