Many people plan to retire at 65—then life pulls that date closer. In this episode, Ken and Nick Tumolo explore why so many retirees leave work earlier than expected and how even a one‑ or two‑year shift can change the math. The conversation looks at healthcare timing, longevity planning, spending confidence, and why knowing your numbers matters more than picking a retirement age. Real client stories highlight how clarity can ease anxiety around spending and help retirees navigate surprises without derailing their plans.

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Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.