Terrilyn Brownfield breaks down what today’s market signals could mean for 2026, 2027, and your retirement timeline...with help from a surprisingly relevant Will Rogers quote! She cuts through confusion around savings, debt, and investment myths while explaining real-world tools like high-yield savings, annuities, and tax-loss harvesting. If you’re getting closer to retirement and wondering whether your plan can survive the next market turn, this episode hits it head-on.