Many tradies think insurance is a box to tick, but the real risks sit in the policy limits, exclusions and conditions that rarely get a second look. Nic sits down with Jake Ward, Strategic Relationships Manager at East West Group, to unpack the gaps that catch trade business owners out, from height exclusions on liability cover to underinsured tools and equipment and policies that never grew with the business. They compare off-the-shelf cover from big insurers with a tailored program built by a broker, explain how brokers get paid, and cover what to expect from good communication and claims support. Jake also outlines the covers worth considering as a business grows, including accident and health, management liability, contract works and commercial legal expenses, and why super alone often isn’t enough.

<p>Many tradies think insurance is a box to tick, but the real risks sit in the policy limits, exclusions and conditions that rarely get a second look. Nic sits down with Jake Ward, Strategic Relationships Manager at <a href="https://eastwest.com.au/">East West Group</a>, to unpack the gaps that catch trade business owners out, from height exclusions on liability cover to underinsured tools and equipment and policies that never grew with the business. They compare off-the-shelf cover from big insurers with a tailored program built by a broker, explain how brokers get paid, and cover what to expect from good communication and claims support. Jake also outlines the covers worth considering as a business grows, including accident and health, management liability, contract works and commercial legal expenses, and why super alone often isn&rsquo;t enough.</p>

Whether you're a plumber, electrician, builder, motor mechanic, landscaper, tiler, glazier, painter, carpenter, concretor or any of the myriad of trades and contractors that keep the world running, this podcast has been produced with you in mind. Your host, Nicole 'Nic' Cox, was born into a tradie family and has first-hand experience of the gut-busting, money stress and pressures that trade businesses can place on their owners and their families! Nic strongly believes in the opportunity that exists for all tradie business owners to create a flexible, financially secure business for now and for their families' future. She interviews guests on a range of topics such as marketing, finance, human resources, legal issues, mindset, motivation, physical and mental health, industry updates and more! Nic loves a laugh and a good story, so tune in for a unique look at how to 'get off the tools' and break the cycle of financial hardship and stress to create the trade business you really wanted!

<p>Whether you're a plumber, electrician, builder, motor mechanic, landscaper, tiler, glazier, painter, carpenter, concretor or any of the myriad of trades and contractors that keep the world running, this podcast has been produced with you in mind. Your host, Nicole 'Nic' Cox, was born into a tradie family and has first-hand experience of the gut-busting, money stress and pressures that trade businesses can place on their owners and their families! Nic strongly believes in the opportunity that exists for all tradie business owners to create a flexible, financially secure business for now and for their families' future. She interviews guests on a range of topics such as marketing, finance, human resources, legal issues, mindset, motivation, physical and mental health, industry updates and more! Nic loves a laugh and a good story, so tune in for a unique look at how to 'get off the tools' and break the cycle of financial hardship and stress to create the trade business you really wanted!</p>

Helping tradie business owners get off the tools and improve health, relationships and lifestyle

Tradies In Business

Whether you're a plumber, electrician, builder, motor mechanic, landscaper, tiler, glazier, painter, carpenter, concretor or any of the myriad of trades and contractors that keep the world running, this podcast has been produced with you in mind. Your hosts, Warrick 'Waz' Bidwell and Nicole 'Nic' Cox, were both born into tradie families and have first hand experience of the gut busting, money stress and pressures that trade businesses can place on their owners and their families! Nic and Waz strongly believe in the opportunity that exists for all tradie business owners to create a flexible, financially secure business for now and for their families' future. Waz and Nic interview guests on a range of topics such as marketing, finance, human resources, legal issues, mindset, motivation, physical and mental health, industry updates and more! They love a laugh and a good story so tune in for a unique look at how to 'get off the tools' and break the cycle of financial hardship and stress to create the trade business you really wanted!