1st Hour: 
Layoffs & strikes will continue and expand into many industries



2nd Hour:
1st email - Joe & Paula are in their early 60's. Joe now has Gian Beret Syndrome. Arif offers suggestions to assist in planning for their retirement years. 
2nd email - Husband left last job 4 years ago. It has lost $20k. Wife, Jenna, moved a 401k to a Money Market account. Arif provided suggestions on how to shelter their remaining dollars. 

1st Hour: 
<ul>
<li>Layoffs &amp; strikes will continue and expand into many industries</li>
</ul>
 
2nd Hour:
<ul>
<li>1st email - Joe &amp; Paula are in their early 60's. Joe now has Gian Beret Syndrome. Arif offers suggestions to assist in planning for their retirement years. </li>
</ul>
<ul>
<li>2nd email - Husband left last job 4 years ago. It has lost $20k. Wife, Jenna, moved a 401k to a Money Market account. Arif provided suggestions on how to shelter their remaining dollars. </li>
</ul>

Arif M Halaby has dedicated his life to protecting people. He has transitioned from nearly 11 years of service with the Los Angeles Police Department to helping people protect and preserve their hard-earned assets through his financial services company, Total Financial Solutions, Inc. Arif’s focus and mission is to help people save money, get out of debt, and prepare for retirement.