First Hour:
If you are not making as much money as you spend each month. What are your options?
Second Hour:
1st email: LeeAnn & Carl have been retired 2 years and have recently decided to leave CA. Main concern is, how much house can we purchase?
2nd email: Tony is 60 years old, married and has worked in his field for 40 years. He is ready to retire and travel with his wife.