First Hour:
Bank Failures
Lay-offs

Second Hour:



Email from Tom & Sharon. They will be retiring and leaving CA. Questions: Should we sell our home in CA & How do we know how much we will need monthly in the new state?



Email from Laura. She has 2 variable annuities that go up & down and have fees that equal 3.5%. Arif spoke with Laura to understand the details. 

First Hour:
<ul>
<li>Bank Failures</li>
</ul>
<ul>
<li>Lay-offs</li>
</ul>
Second Hour:
 
Email from Tom &amp; Sharon. They will be retiring and leaving CA. Questions: Should we sell our home in CA &amp; How do we know how much we will need monthly in the new state?
 
Email from Laura. She has 2 variable annuities that go up &amp; down and have fees that equal 3.5%. Arif spoke with Laura to understand the details.

Arif M Halaby has dedicated his life to protecting people. He has transitioned from nearly 11 years of service with the Los Angeles Police Department to helping people protect and preserve their hard-earned assets through his financial services company, Total Financial Solutions, Inc. Arif’s focus and mission is to help people save money, get out of debt, and prepare for retirement.

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