Fist Hour:

Current economic cycle: Layoffs are coming
New retirement crisis: Cashing out 401k plans
Second Hour:      email: Sharon wrote in questioning how to make sure her children and new husband's children inherit their own parent's estate. Arif recommended, life insurance, living trusts and postnuptial agreement.  

<blockquote>Fist Hour:
<ol>
<li>Current economic cycle: Layoffs are coming</li>
<li>New retirement crisis: Cashing out 401k plans</li>
</ol>
Second Hour:      email: Sharon wrote in questioning how to make sure her children and new husband's children inherit their own parent's estate. Arif recommended, life insurance, living trusts and postnuptial agreement.  </blockquote>

Arif M Halaby has dedicated his life to protecting people. He has transitioned from nearly 11 years of service with the Los Angeles Police Department to helping people protect and preserve their hard-earned assets through his financial services company, Total Financial Solutions, Inc. Arif’s focus and mission is to help people save money, get out of debt, and prepare for retirement.

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