First Hour:

Inflation: Avoid variable rate loans, credit cards and Home Equity loans. Expect car loans to become 6-10 years.



Second Hour:

email: Helen & Geroge 76yrs old have been retired 10 years. "We may have overspent in the first years". 



email: Heather & Justin in their 30's. Heather is going to stay home with new baby for a few months and Justin just started a new job. "How do we save money and have the proper life insurance?" 

First Hour:
Inflation: Avoid variable rate loans, credit cards and Home Equity loans. Expect car loans to become 6-10 years.
 
Second Hour:
email: Helen &amp; Geroge 76yrs old have been retired 10 years. "We may have overspent in the first years". 
 
email: Heather &amp; Justin in their 30's. Heather is going to stay home with new baby for a few months and Justin just started a new job. "How do we save money and have the proper life insurance?"

Arif M Halaby has dedicated his life to protecting people. He has transitioned from nearly 11 years of service with the Los Angeles Police Department to helping people protect and preserve their hard-earned assets through his financial services company, Total Financial Solutions, Inc. Arif’s focus and mission is to help people save money, get out of debt, and prepare for retirement.

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