Segment 1 - 12:00

What happens to your plan when emotions, not logic, take over during a market downturn?

This episode explores why retirement planning is as much about behavior as it is about numbers, especially when volatility tests your discipline. They discuss balancing growth with protection, using strategies like “shock absorbers” to help manage risk as retirement nears. The conversation also breaks down key Medicare timing rules, including enrollment windows, penalties, and when delaying coverage may, or may not, make sense. From market psychology to healthcare decisions, the focus stays on aligning choices with long-term stability while minimizing costly missteps.

 

 

Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to Turning 65 Solutions and Homestead Family Wealth.

What happens to your plan when emotions, not logic, take over during a market downturn?
This episode explores why retirement planning is as much about behavior as it is about numbers, especially when volatility tests your discipline. They discuss balancing growth with protection, using strategies like &ldquo;shock absorbers&rdquo; to help manage risk as retirement nears. The conversation also breaks down key Medicare timing rules, including enrollment windows, penalties, and when delaying coverage may, or may not, make sense. From market psychology to healthcare decisions, the focus stays on aligning choices with long-term stability while minimizing costly missteps.
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Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to <a href="https://t65solutions.com/">Turning 65 Solutions</a> and <a href="https://homesteadfamilywealth.com/">Homestead Family Wealth</a>.

Founder and CEO of Homestead Family Wealth Ron Ray offers his financial insights, tips, and experienced advice on-demand as a host of “To Your Health & Wealth” podcast, available on major streaming outlets. Ron offers up his insights on how to best plan for your personal well-being on your journey to and through retirement while also offering advice on how to best position your hard-earned assets to grow and provide for the future you’ve always imagined. Each episode offers ways to become informed and more assured about your financial decisions.

Founder and CEO of Homestead Family Wealth Ron Ray offers his financial insights, tips, and experienced advice on-demand as a host of “To Your Health &amp; Wealth” podcast, available on major streaming outlets. Ron offers up his insights on how to best plan for your personal well-being on your journey to and through retirement while also offering advice on how to best position your hard-earned assets to grow and provide for the future you’ve always imagined. Each episode offers ways to become informed and more assured about your financial decisions.