Segment 1 - 12:00

What happens when retirement doesn’t arrive at the same time for both partners?
In this episode, Ron Ray explores the real-world challenges couples face when their retirement timelines don’t align. He breaks down why longevity planning matters, how relying too heavily on Social Security can create blind spots, and the range of income sources retirees often overlook. The conversation highlights the importance of building a strategy that reflects each partner’s goals, health, and expectations, rather than default assumptions. Ron also addresses the emotional side of retirement, from uncertainty to confidence, and why a comprehensive plan can help reduce stress during life’s next chapter. This episode focuses on thoughtful preparation, informed decision-making, and the value of personalized planning in an increasingly complex retirement landscape.

Find out more about Ron and the teams, and set up a complimentary time to speak with them, by reaching out to Turning 65 Solutions and Homestead Family Wealth.

What happens when retirement doesn&rsquo;t arrive at the same time for both partners? In this episode, Ron Ray explores the real-world challenges couples face when their retirement timelines don&rsquo;t align. He breaks down why longevity planning matters, how relying too heavily on Social Security can create blind spots, and the range of income sources retirees often overlook. The conversation highlights the importance of building a strategy that reflects each partner&rsquo;s goals, health, and expectations, rather than default assumptions. Ron also addresses the emotional side of retirement, from uncertainty to confidence, and why a comprehensive plan can help reduce stress during life&rsquo;s next chapter. This episode focuses on thoughtful preparation, informed decision-making, and the value of personalized planning in an increasingly complex retirement landscape.
Find out more about Ron and the teams, and set up a complimentary time to speak with them, by reaching out to <a href="https://t65solutions.com/">Turning 65 Solutions</a> and <a href="https://homesteadfamilywealth.com/">Homestead Family Wealth</a>.

Founder and CEO of Homestead Family Wealth Ron Ray offers his financial insights, tips, and experienced advice on-demand as a host of “To Your Health & Wealth” podcast, available on major streaming outlets. Ron offers up his insights on how to best plan for your personal well-being on your journey to and through retirement while also offering advice on how to best position your hard-earned assets to grow and provide for the future you’ve always imagined. Each episode offers ways to become informed and more assured about your financial decisions.

Founder and CEO of Homestead Family Wealth Ron Ray offers his financial insights, tips, and experienced advice on-demand as a host of “To Your Health &amp; Wealth” podcast, available on major streaming outlets. Ron offers up his insights on how to best plan for your personal well-being on your journey to and through retirement while also offering advice on how to best position your hard-earned assets to grow and provide for the future you’ve always imagined. Each episode offers ways to become informed and more assured about your financial decisions.