The latest  Consumer Default Index report from Experian has put the spotlight on the financial health of young consumers.  The report has revealed that loan defaults have decreased for young South Africans but that access is still a hurdle. Jaco van Jaarsveldt, Experian's Head of Commercial Strategy and Innovation says this positive trend doesn't necessarily mean their finances have drastically improved. According to the CDIx report this highlights  the need for both increased access to responsible credit and enhanced financial literacy.