As financial pressure on households continues to rise, more South Africans are being pushed toward unregistered lenders who operate outside of the law and without consumer protections. The Credit Association of South Africa (CASA) is warning consumers that while regulated credit providers must comply with strict affordability assessments and pricing limits under the National Credit Act (NCA), illegal lenders operate without any of these protections, often trapping vulnerable consumers in cycles of debt and exploitation. Bongiwe Zwane spoke to Leonie Van Pletzen, the Chief Executive Officer of the Credit Association of South Africa...

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