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Martin Hawes: When does life insurance stop being worth it?

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As you get older, your health becomes more and more of a worry, so life insurance seems like a no-brainer. But is it? Do you really need it after the mortgage is paid and the kids are on their own?

And what policies are must-haves, against ones that are just nice to have? 

Financial Author Martin Hawes joins Tim Beveridge to give his insurance advice and explain the pros and cons of different policies. 

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