In the wake of the unexpected snowfall along the N3 highway in KwaZulu-Natal over the weekend, many motorists have been left grappling with vehicle damage and accidents caused by hazardous driving conditions. In response, car owners are turning to their insurance providers to understand if their policies provide protection for damages caused by natural disasters, such as snow, which is uncommon in the region.
Insurance experts are advising motorists to carefully review their coverage, paying close attention to any exclusions or procedural requirements for filing a claim. As the insurance industry braces for a surge in claims, motorists are urged to act swiftly and ensure they follow the necessary steps to maximize their chances of a successful claim.
Joining us on the line is Stephen Phambo, Insurance broker and Managing Director of RiskWise Brokers to unpack guidance for individuals navigating the complexities of car insurance claims during this unusual weather event.