"Buy now, pay later" has become a retail fixture seemingly overnight, and Cyber Monday is set to be its biggest sales day yet. But as “pay in 4” platforms offer customers freedom and flexibility, are they also opening the door to a wave of unregulated debt?

In this episode:
Emily Stewart, Senior Correspondent, Business Insider 

Episode credits:

This episode was produced by Tamara Khandaker with Phillip Lanos, Spencer Cline, Farhan Rafid, Fatima Shafiq and our host, Malika Bilal. It was edited by Kylene Kiang. 

Our sound designer is Alex Roldan. Our video editors are Hisham Abu Salah and Mohannad al-Melhem. Alexandra Locke is The Take’s executive producer. Ney Alvarez is Al Jazeera’s head of audio. 

Connect with us:

@AJEPodcasts on X, Instagram, Facebook, and YouTube

"Buy now, pay later" has become a retail fixture seemingly overnight, and Cyber Monday is set to be its biggest sales day yet. But as &ldquo;pay in 4&rdquo; platforms offer customers freedom and flexibility, are they also opening the door to a wave of unregulated debt?
In this episode:
<ul>
<li>Emily Stewart, Senior Correspondent, Business Insider&nbsp;</li>
</ul>
Episode credits:
This episode was produced by Tamara Khandaker with Phillip Lanos, Spencer Cline, Farhan Rafid, Fatima Shafiq and our host, Malika Bilal. It was edited by Kylene Kiang.&nbsp;
Our sound designer is Alex Roldan. Our video editors are Hisham Abu Salah and Mohannad al-Melhem. Alexandra Locke is The Take&rsquo;s executive producer. Ney Alvarez is Al Jazeera&rsquo;s head of audio.&nbsp;
Connect with us:
@AJEPodcasts on&nbsp;<a href="https://twitter.com/AJEPodcasts">X</a>,&nbsp;<a href="https://www.instagram.com/ajepodcasts/">Instagram</a>,&nbsp;<a href="https://www.facebook.com/AJEPodcasts">Facebook</a>, and&nbsp;<a href="https://www.youtube.com/playlist?list=PLzGHKb8i9vTwjZkiFu6LhzsLUKFkYO60I">YouTube</a>

The Take is a daily interview-driven international news podcast hosted by award-winning journalist Malika Bilal. Each episode focuses on conversations with journalists and people directly impacted by the news of the day, offering our listeners the context necessary to understand what's in the headlines.

With millions of global listens, it's clear the conversations we're having on The Take are worth hearing. And critics think so too. The show has won the Online Journalism Awards, the Signal Awards, Lovie Awards, and Anthem Awards, among others.

The Take is a daily interview-driven international news podcast hosted by award-winning journalist Malika Bilal. Each episode focuses on conversations with journalists and people directly impacted by the news of the day, offering our listeners the context necessary to understand what's in the headlines.
With millions of global listens, it's clear the conversations we're having on The Take are worth hearing. And critics think so too. The show has won the Online Journalism Awards, the Signal Awards, Lovie Awards, and Anthem Awards, among others.