00:00 - 18:59 - JMV talks about the loss to the Broncos, and how the Colts are in need of drastic change, because mediocrity has become the norm.

19:00 - 41:07 - Stephen Holder of ESPN joins the show! JMV and Stephen talk about the Colts, and how major changes may need to be made. Stephen and JMV discuss how the fanbase would react if the Colts don’t make any major changes, and how empty Lucas Oil Stadium might get. They also discuss the state of the roster surrounding Anthony Richardson.