Is your 401(k) truly ready to support you for the next twenty years, or are hidden tax traps and market volatility waiting to derail your future? In this episode of The Retirement Spectrum, Alan Cohen explores why reaching age 73 could mean a surprise bill from Uncle Sam and how a Roth conversion might be your best defense against rising deficits. From the "buy the dip" myth to the power of dividend growth, learn how to build a resilient, tax-efficient portfolio that outlasts inflation without the anxiety of market timing.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

Is your 401(k) truly ready to support you for the next twenty years, or are hidden tax traps and market volatility waiting to derail your future? In this episode of The Retirement Spectrum, Alan Cohen explores why reaching age 73 could mean a surprise bill from Uncle Sam and how a Roth conversion might be your best defense against rising deficits. From the "buy the dip" myth to the power of dividend growth, learn how to build a resilient, tax-efficient portfolio that outlasts inflation without the anxiety of market timing.
To learn more about Alan and the team at Spectrum Wealth Partners, go to <a href="https://www.spectrumwp.com/">www.spectrumwp.com</a>.

“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in retirement. Our podcast topics range from understanding the stock market, advice on 401(k)s, Social Security, tax planning, and more. And you may hear a mention of Springsteen now and then as Alan has seen Bruce over 200 times! Retirement offers a vast array of ways to plan for and enjoy this exciting part of your life. It truly is a Retirement Spectrum.

“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in retirement. Our podcast topics range from understanding the stock market, advice on 401(k)s, Social Security, tax planning, and more. And you may hear a mention of Springsteen now and then as Alan has seen Bruce over 200 times! Retirement offers a vast array of ways to plan for and enjoy this exciting part of your life. It truly is a Retirement Spectrum.