Did you know that 70% of retirement plans that fail do so within the first five years? In this episode of The Retirement Spectrum, financial advisor Alan Cohen breaks down why the early years of retirement are the most critical and how "sequence of returns risk" can silently jeopardize your life savings. Discover why traditional strategies like sitting on cash or relying on aggressive withdrawal models fall short in today's choppy market. Learn how to play smart defense with modern protective growth tools and multiple income sources so your nest egg stands strong against market volatility.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

Did you know that 70% of retirement plans that fail do so within the first five years? In this episode of The Retirement Spectrum, financial advisor Alan Cohen breaks down why the early years of retirement are the most critical and how "sequence of returns risk" can silently jeopardize your life savings. Discover why traditional strategies like sitting on cash or relying on aggressive withdrawal models fall short in today's choppy market. Learn how to play smart defense with modern protective growth tools and multiple income sources so your nest egg stands strong against market volatility.
To learn more about Alan and the team at Spectrum Wealth Partners, go to&nbsp;<a href="https://www.spectrumwp.com/">www.spectrumwp.com</a>.

“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in retirement. Our podcast topics range from understanding the stock market, advice on 401(k)s, Social Security, tax planning, and more. And you may hear a mention of Springsteen now and then as Alan has seen Bruce over 200 times! Retirement offers a vast array of ways to plan for and enjoy this exciting part of your life. It truly is a Retirement Spectrum.

“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in retirement. Our podcast topics range from understanding the stock market, advice on 401(k)s, Social Security, tax planning, and more. And you may hear a mention of Springsteen now and then as Alan has seen Bruce over 200 times! Retirement offers a vast array of ways to plan for and enjoy this exciting part of your life. It truly is a Retirement Spectrum.