Markets are hovering near record highs, but mounting global tensions and high interest rates mean volatility could be right around the corner. On this episode of The Retirement Spectrum, host Alan Cohen breaks down how to lock in stock market gains using smart portfolio rebalancing and protective strategies. He also shares a cautionary tale of a retiree hit with a massive, unexpected tax bill—highlighting why tax efficiency and strategic Roth conversions are critical for your retirement. Learn how to dial down risk while still growing your wealth.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

Markets are hovering near record highs, but mounting global tensions and high interest rates mean volatility could be right around the corner. On this episode of The Retirement Spectrum, host Alan Cohen breaks down how to lock in stock market gains using smart portfolio rebalancing and protective strategies. He also shares a cautionary tale of a retiree hit with a massive, unexpected tax bill&mdash;highlighting why tax efficiency and strategic Roth conversions are critical for your retirement. Learn how to dial down risk while still growing your wealth.
To learn more about Alan and the team at Spectrum Wealth Partners, go to&nbsp;<a href="https://www.spectrumwp.com/">www.spectrumwp.com</a>.

“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in retirement. Our podcast topics range from understanding the stock market, advice on 401(k)s, Social Security, tax planning, and more. And you may hear a mention of Springsteen now and then as Alan has seen Bruce over 200 times! Retirement offers a vast array of ways to plan for and enjoy this exciting part of your life. It truly is a Retirement Spectrum.

“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in retirement. Our podcast topics range from understanding the stock market, advice on 401(k)s, Social Security, tax planning, and more. And you may hear a mention of Springsteen now and then as Alan has seen Bruce over 200 times! Retirement offers a vast array of ways to plan for and enjoy this exciting part of your life. It truly is a Retirement Spectrum.