Is your retirement strategy accelerating toward growth or slamming on the brakes for safety? On this episode of The Retirement Spectrum, host Alan Cohen unpacks the modern investor's biggest dilemma: capturing market highs while shielding your nest egg from sudden downturns. Discover why the traditional 60/40 portfolio might be a mistake, how to navigate sneaky but legal backdoor Roth conversions to lock in tax-free growth, and ways to optimize your 401k before it's too late. It’s time to move past the hype and build a balanced, resilient retirement plan.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

Is your retirement strategy accelerating toward growth or slamming on the brakes for safety? On this episode of The Retirement Spectrum, host Alan Cohen unpacks the modern investor's biggest dilemma: capturing market highs while shielding your nest egg from sudden downturns. Discover why the traditional 60/40 portfolio might be a mistake, how to navigate sneaky but legal backdoor Roth conversions to lock in tax-free growth, and ways to optimize your 401k before it's too late. It&rsquo;s time to move past the hype and build a balanced, resilient retirement plan.
To learn more about Alan and the team at Spectrum Wealth Partners, go to <a href="https://www.spectrumwp.com/">www.spectrumwp.com</a>.

“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in retirement. Our podcast topics range from understanding the stock market, advice on 401(k)s, Social Security, tax planning, and more. And you may hear a mention of Springsteen now and then as Alan has seen Bruce over 200 times! Retirement offers a vast array of ways to plan for and enjoy this exciting part of your life. It truly is a Retirement Spectrum.

“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in retirement. Our podcast topics range from understanding the stock market, advice on 401(k)s, Social Security, tax planning, and more. And you may hear a mention of Springsteen now and then as Alan has seen Bruce over 200 times! Retirement offers a vast array of ways to plan for and enjoy this exciting part of your life. It truly is a Retirement Spectrum.