A new study from Morningstar looked at the performance of TDF's over the last 15 years and concluded: “If Target Date Funds had never been invented, and Vanguard and Fidelity had placed that money in a balanced fund, investors would be significantly wealthier today.”

As you get closer to retirement, the TDF's in your accounts are supposed to move to more conservative investments. Yet, many lost significant amounts in 2022 because of the "bad" bond market.



In this episode, Jon argues that Target Date Funds are inefficient, costly, and can bear the burden of things like phantom income taxes.



But it’s not all doom and gloom… he also shares ideas on ways you may be able to build a well-orchestrated, simple portfolio that aligns with your risk tolerance and investment goals.



Don't let your retirement savings erode in the shadows of inefficiency. Connect with Jon and his team at J Hagan Capital to explore your available investment opportunities.

A new study from Morningstar looked at the performance of TDF's over the last 15 years and concluded: “If Target Date Funds had never been invented, and Vanguard and Fidelity had placed that money in a balanced fund, investors would be significantly wealthier today.”
As you get closer to retirement, the TDF's in your accounts are supposed to move to more conservative investments. Yet, many lost significant amounts in 2022 because of the "bad" bond market.
 
In this episode, Jon argues that Target Date Funds are inefficient, costly, and can bear the burden of things like phantom income taxes.
 
But it’s not all doom and gloom… he also shares ideas on ways you may be able to build a well-orchestrated, simple portfolio that aligns with your risk tolerance and investment goals.
 
Don't let your retirement savings erode in the shadows of inefficiency. <a href="https://jhagancapital.com/contact/" data-saferedirecturl="https://www.google.com/url?q=https://jhagancapital.com/contact/&amp;source=gmail&amp;ust=1698430997890000&amp;usg=AOvVaw3_aNyxULtcPcxsgz0q_rdf">Connect with Jon and his team at</a><a href="https://jhagancapital.com/contact/" data-saferedirecturl="https://www.google.com/url?q=https://jhagancapital.com/contact/&amp;source=gmail&amp;ust=1698430997890000&amp;usg=AOvVaw3_aNyxULtcPcxsgz0q_rdf"> J Hagan Capital</a> to explore your available investment opportunities.

The Retirement Solution podcast with Jon Hicks is your irreverent, in-your-face, and inspiring guide to retirement planning. Jon, the author of "The Retirement Solution," covers the financial headlines and helps listeners focus on ways to reduce fees, taxes, and squeeze every available penny out of their retirement portfolio.

Whether you're just starting to plan for retirement or you're already in the thick of it, The Retirement Solution has something for you. Jon's unique approach is designed to help you find the retirement solution that's right for you, so you can retire with confidence.

Subscribe today and empower yourself to make smart financial decisions for a secure and fulfilling retirement.

Connect with Jon and his team online at J Hagan Capital or on social: Facebook, Instagram, LinkedIn and YouTube.

The Retirement Solution podcast with Jon Hicks is your irreverent, in-your-face, and inspiring guide to retirement planning. Jon, the author of "The Retirement Solution," covers the financial headlines and helps listeners focus on ways to reduce fees, taxes, and squeeze every available penny out of their retirement portfolio.
Whether you're just starting to plan for retirement or you're already in the thick of it, The Retirement Solution has something for you. Jon's unique approach is designed to help you find the retirement solution that's right for you, so you can retire with confidence.
Subscribe today and empower yourself to make smart financial decisions for a secure and fulfilling retirement.
Connect with Jon and his team online at <a href="https://bit.ly/3FfCBVy">J Hagan Capital</a> or on social: <a href="https://bit.ly/48MRVGD">Facebook</a>, <a href="https://bit.ly/3Fged5S">Instagram</a>, <a href="https://bit.ly/46q33HX">LinkedIn</a> and <a href="https://bit.ly/3tmoJG4">YouTube</a>.

The Retirement Solution podcast with Jon Hicks is your irreverent, in-your-face, and inspiring guide to retirement planning.