Your portfolio could be quietly taking on more risk than you realize—and costing you when it matters most. Rebalancing isn’t about chasing returns; it’s about keeping your retirement plan aligned and protected. Brooks Bernhagen breaks down how portfolios drift over time, why that “set it and forget it” approach can backfire, and how a simple tune-up can help stabilize income, reduce emotional decisions, and maintain control as retirement approaches. For those nearing or in retirement, understanding your true risk level can make the difference between staying on track or facing unexpected setbacks.

Listen to Brooks every Saturday at 7 a.m. on KOTA.

Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today!

Your portfolio could be quietly taking on more risk than you realize&mdash;and costing you when it matters most. Rebalancing isn&rsquo;t about chasing returns; it&rsquo;s about keeping your retirement plan aligned and protected. Brooks Bernhagen breaks down how portfolios drift over time, why that &ldquo;set it and forget it&rdquo; approach can backfire, and how a simple tune-up can help stabilize income, reduce emotional decisions, and maintain control as retirement approaches. For those nearing or in retirement, understanding your true risk level can make the difference between staying on track or facing unexpected setbacks.
Listen to Brooks every Saturday at 7 a.m. on&nbsp;<a href="https://www.kotaradio.com/">KOTA</a>.
Ready to build your retirement plan? Visit <a href="https://brooksfg.com/">https://brooksfg.com/</a> to connect with Brooks and his team today!

When your retirement gets down to game time, who do you want making the calls? Don’t settle for second-best – get the advisor that knows the rules.

The Retirement Referee, hosted by Brooks Financial Group founder Brooks Bernhagen, shows how to go by the rulebook and get the most out of your retirement. With experienced insights, weekly deep dives into the financial trends of the day, and the retirement tips you’re looking for, the Retirement Referee is always a podcast instant replay. Listen and subscribe today!

When your retirement gets down to game time, who do you want making the calls? Don’t settle for second-best – get the advisor that knows the rules.
The Retirement Referee, hosted by Brooks Financial Group founder Brooks Bernhagen, shows how to go by the rulebook and get the most out of your retirement. With experienced insights, weekly deep dives into the financial trends of the day, and the retirement tips you’re looking for, the Retirement Referee is always a podcast instant replay. Listen and subscribe today!