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When spouses are years apart in age, retirement may run on two very different clocks. Brooks Bernhagen discusses how age gaps can affect portfolio longevity, healthcare costs, withdrawal rates, and Social Security decisions. He also examines why planning around the younger spouse’s timeline and considering survivor income may be essential when one pool of money must support two retirement horizons.

Listen to Brooks every Saturday at 7 a.m. on KOTA.

Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today!

When spouses are years apart in age, retirement may run on two very different clocks. Brooks Bernhagen discusses how age gaps can affect portfolio longevity, healthcare costs, withdrawal rates, and Social Security decisions. He also examines why planning around the younger spouse&rsquo;s timeline and considering survivor income may be essential when one pool of money must support two retirement horizons.
Listen to Brooks every Saturday at 7 a.m. on&nbsp;<a href="https://www.kotaradio.com/">KOTA</a>.
Ready to build your retirement plan? Visit <a href="https://brooksfg.com/">https://brooksfg.com/</a> to connect with Brooks and his team today!

When your retirement gets down to game time, who do you want making the calls? Don’t settle for second-best – get the advisor that knows the rules.

The Retirement Referee, hosted by Brooks Financial Group founder Brooks Bernhagen, shows how to go by the rulebook and get the most out of your retirement. With experienced insights, weekly deep dives into the financial trends of the day, and the retirement tips you’re looking for, the Retirement Referee is always a podcast instant replay. Listen and subscribe today!

When your retirement gets down to game time, who do you want making the calls? Don’t settle for second-best – get the advisor that knows the rules.
The Retirement Referee, hosted by Brooks Financial Group founder Brooks Bernhagen, shows how to go by the rulebook and get the most out of your retirement. With experienced insights, weekly deep dives into the financial trends of the day, and the retirement tips you’re looking for, the Retirement Referee is always a podcast instant replay. Listen and subscribe today!