What if the biggest risk in retirement isn’t the stock market, but not knowing where your next paycheck will come from? In this episode, Brooks Bernhagen explains why guaranteed income can play a critical role in retirement planning and how it may help cover essential expenses when work income stops. Using a real client scenario, Brooks compares two retirement strategies and discusses how tools like Social Security and income annuities fit into an overall income plan. He also addresses common misconceptions about annuities and highlights the importance of covering life’s non-negotiable expenses.

Listen to Brooks every Saturday at 7 a.m. on KOTA.

Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today!