Ever wondered why so many retirees end up moving back home after chasing sunshine and lower taxes? In this episode, Brooks breaks down the real drivers of retirement happiness: your plan, your priorities, and your people. From the myth of the “perfect retirement city” to the emotional pull of family and familiar routines, he explains why geography can’t replace a well‑built income strategy. You’ll also hear the gut‑punching story of an 88‑year‑old forced to work after losing his pension, and how smart planning helps prevent an “Ed moment.” Whether you dream of staying put or moving away, this conversation reveals how to build a retirement that truly fits your life.

Listen to Brooks every Saturday at 7 a.m. on KOTA.

Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today!