What do RVs, retirement, and hand sanitizer have in common? They all remind us that life is full of unexpected risks—and your retirement plan is no different. In this episode of Retirement Referee, Brooks uncovers the hidden threats that can quietly derail your financial future, from market volatility and emotional decision-making to sneaky portfolio fees. You’ll learn how to “test drive” your retirement plan, why true diversification goes beyond your 401(k), and how to build a strategy that stands strong—even if Social Security takes a hit. Whether you’re five years away or already retired, this episode is packed with practical insights to help you stay confident and in control.

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