Start Here

Playing it too safe in retirement could create risks you never expected. Brooks Bernhagen explores how overly conservative portfolios can limit long-term growth and examines the often-overlooked impact of inflation on purchasing power. He also discusses fixed index annuities, diversification, and bucket strategies as potential tools for balancing protection with growth while building a retirement plan suited for the years ahead.

Listen to Brooks every Saturday at 7 a.m. on KOTA.

Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today!

Playing it too safe in retirement could create risks you never expected. Brooks Bernhagen explores how overly conservative portfolios can limit long-term growth and examines the often-overlooked impact of inflation on purchasing power. He also discusses fixed index annuities, diversification, and bucket strategies as potential tools for balancing protection with growth while building a retirement plan suited for the years ahead.
Listen to Brooks every Saturday at 7 a.m. on&nbsp;<a href="https://www.kotaradio.com/">KOTA</a>.
Ready to build your retirement plan? Visit <a href="https://brooksfg.com/">https://brooksfg.com/</a> to connect with Brooks and his team today!

When your retirement gets down to game time, who do you want making the calls? Don’t settle for second-best – get the advisor that knows the rules.

The Retirement Referee, hosted by Brooks Financial Group founder Brooks Bernhagen, shows how to go by the rulebook and get the most out of your retirement. With experienced insights, weekly deep dives into the financial trends of the day, and the retirement tips you’re looking for, the Retirement Referee is always a podcast instant replay. Listen and subscribe today!

When your retirement gets down to game time, who do you want making the calls? Don’t settle for second-best – get the advisor that knows the rules.
The Retirement Referee, hosted by Brooks Financial Group founder Brooks Bernhagen, shows how to go by the rulebook and get the most out of your retirement. With experienced insights, weekly deep dives into the financial trends of the day, and the retirement tips you’re looking for, the Retirement Referee is always a podcast instant replay. Listen and subscribe today!

The Retirement Referee with Brooks Bernhagen

The Retirement Referee

Is Playing It Safe Putting Your Retirement at Risk?

Could paying some taxes today help you avoid a bigger tax headache in retirement? Brooks Bernhagen explores year-end tax planning, including Roth conversions, charitable giving, and new deductions. He explains why the goal isn’t simply converting the most money possible, but finding the right amount at the right time. Plus, learn how tax brackets, required minimum distributions, Medicare surcharges, and long-term tax mapping can all factor into a retirement tax strategy.

Listen to Brooks every Saturday at 7 a.m. on KOTA.

Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today!

Could paying some taxes today help you avoid a bigger tax headache in retirement? Brooks Bernhagen explores year-end tax planning, including Roth conversions, charitable giving, and new deductions. He explains why the goal isn&rsquo;t simply converting the most money possible, but finding the right amount at the right time. Plus, learn how tax brackets, required minimum distributions, Medicare surcharges, and long-term tax mapping can all factor into a retirement tax strategy.
Listen to Brooks every Saturday at 7 a.m. on&nbsp;<a href="https://www.kotaradio.com/">KOTA</a>.
Ready to build your retirement plan? Visit <a href="https://brooksfg.com/">https://brooksfg.com/</a> to connect with Brooks and his team today!

The Roth Conversion Sweet Spot: How Much Is Too Much?

What happens when retirement lasts 30 or even 40 years instead of 10 or 15? Brooks Bernhagen explores how longevity can reshape retirement planning, from inflation and market volatility to rising healthcare and long-term care expenses. He discusses the role of lifetime income, why retirees may want to plan well beyond traditional life expectancies, and how preparing for different stages of retirement can help address the financial challenges that come with living longer.

Listen to Brooks every Saturday at 7 a.m. on KOTA.

Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today!

What happens when retirement lasts 30 or even 40 years instead of 10 or 15? Brooks Bernhagen explores how longevity can reshape retirement planning, from inflation and market volatility to rising healthcare and long-term care expenses. He discusses the role of lifetime income, why retirees may want to plan well beyond traditional life expectancies, and how preparing for different stages of retirement can help address the financial challenges that come with living longer.
Listen to Brooks every Saturday at 7 a.m. on&nbsp;<a href="https://www.kotaradio.com/">KOTA</a>.
Ready to build your retirement plan? Visit <a href="https://brooksfg.com/">https://brooksfg.com/</a> to connect with Brooks and his team today!

Could Your Money Outlive Your Retirement Plan?

When spouses are years apart in age, retirement may run on two very different clocks. Brooks Bernhagen discusses how age gaps can affect portfolio longevity, healthcare costs, withdrawal rates, and Social Security decisions. He also examines why planning around the younger spouse’s timeline and considering survivor income may be essential when one pool of money must support two retirement horizons.

Listen to Brooks every Saturday at 7 a.m. on KOTA.

Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today!

When spouses are years apart in age, retirement may run on two very different clocks. Brooks Bernhagen discusses how age gaps can affect portfolio longevity, healthcare costs, withdrawal rates, and Social Security decisions. He also examines why planning around the younger spouse&rsquo;s timeline and considering survivor income may be essential when one pool of money must support two retirement horizons.
Listen to Brooks every Saturday at 7 a.m. on&nbsp;<a href="https://www.kotaradio.com/">KOTA</a>.
Ready to build your retirement plan? Visit <a href="https://brooksfg.com/">https://brooksfg.com/</a> to connect with Brooks and his team today!

Is Playing It Safe Putting Your Retirement at Risk?

In 1 playlist(s)

The Retirement Referee

Social links

Follow podcast

Recent clips