What do scented candles and retirement accounts have in common? They both can hide toxic surprises. In this episode, financial advisor Brooks Bernhagen breaks down the invisible risks lurking in your portfolio—from high fees and outdated allocations to misleading “premium” investments. Using relatable analogies and real-world examples, Brooks explains how to clean up your financial plan and manage risk like a pro, especially in uncertain markets. Whether you're nearing retirement or already there, this conversation offers a fresh perspective on protecting your future.

Listen to Brooks every Saturday at 7 a.m. on KOTA.

Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today!