Ignoring rebalancing can quietly turn a retirement portfolio into a much bigger risk than you realize. In this episode, Jason Bergey explains why many near‑retirees never rebalance their accounts—and how that oversight can magnify risk just as income becomes crucial. The discussion covers rebalancing basics, sequence‑of‑returns risk, misunderstood retirement jargon like RMDs, and why “moderate” portfolios are often far more aggressive than people think. Jason also breaks down how thoughtful adjustments can help align risk, income needs, and long‑term goals before retirement decisions become permanent.

Ready to connect with Jason?  Visit The Retirement Red Zone today!

Ignoring rebalancing can quietly turn a retirement portfolio into a much bigger risk than you realize. In this episode, Jason Bergey explains why many near‑retirees never rebalance their accounts&mdash;and how that oversight can magnify risk just as income becomes crucial. The discussion covers rebalancing basics, sequence‑of‑returns risk, misunderstood retirement jargon like RMDs, and why &ldquo;moderate&rdquo; portfolios are often far more aggressive than people think. Jason also breaks down how thoughtful adjustments can help align risk, income needs, and long‑term goals before retirement decisions become permanent.
Ready to connect with Jason?&nbsp; Visit <a href="https://pawealthmanagement.com/contact/">The Retirement Red Zone</a> today!

When you’re in the retirement redzone, it’s time to get serious about your game plan. Jason Bergey of Pennsylvania Wealth Management has been helping people get to the goal line for more than 20 years. Jason credits his dad, pro football legend Bill Bergey, with passing down great financial lessons and a tough work ethic. And as a husband and father to 4 sons, he’s passing on those lessons to them as well. Have a question for Jason? Drop him an e-mail at www.retirementredzoneradio.com.