What’s the difference between a need and a want in retirement? In this episode, Jason Bergey explores how budgeting, debt, and spending habits shape your financial future. From the “No Buy 2025” challenge to the risks of DIY debt payoff, Jason shares real-life stories and practical insights to help you build a plan that balances discipline with flexibility. Whether you’re navigating credit card debt, mortgage decisions, or just trying to avoid costly splurges, this episode offers a grounded look at how to stay on track without giving up what matters most.

Ready to connect with Jason?  Visit The Retirement Red Zone today!

What&rsquo;s the difference between a need and a want in retirement? In this episode, Jason Bergey explores how budgeting, debt, and spending habits shape your financial future. From the &ldquo;No Buy 2025&rdquo; challenge to the risks of DIY debt payoff, Jason shares real-life stories and practical insights to help you build a plan that balances discipline with flexibility. Whether you&rsquo;re navigating credit card debt, mortgage decisions, or just trying to avoid costly splurges, this episode offers a grounded look at how to stay on track without giving up what matters most.
Ready to connect with Jason?&nbsp; Visit <a href="https://pawealthmanagement.com/contact/">The Retirement Red Zone</a> today!

When you’re in the retirement redzone, it’s time to get serious about your game plan. Jason Bergey of Pennsylvania Wealth Management has been helping people get to the goal line for more than 20 years. Jason credits his dad, pro football legend Bill Bergey, with passing down great financial lessons and a tough work ethic. And as a husband and father to 4 sons, he’s passing on those lessons to them as well. Have a question for Jason? Drop him an e-mail at www.retirementredzoneradio.com.

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