A million dollars sounds like the retirement target everyone should chase—but what if that number has nothing to do with your retirement success? In this episode, Jason Bergey explains why income, spending needs, and adaptability matter far more than an arbitrary savings goal. He discusses how retirement plans should account for inflation, healthcare costs, long-term care expenses, and unexpected life events. Jason also shares why reacting emotionally to market headlines can create costly mistakes and how a flexible, regularly reviewed plan can help retirees navigate changing economic conditions with greater clarity.

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