Miss a retirement window, and the opportunity may be gone for good. In this episode, David Linsky breaks down key ages and timing decisions that can shape retirement outcomes, from pension elections to IRA rollovers and Roth conversion strategies. The conversation highlights why the years between retirement and required minimum distributions matter, how Medicare IRMAA can complicate tax moves, and why popular strategies don’t work the same for everyone. It’s a practical discussion focused on timing, coordination, and understanding how one decision can ripple into taxes and healthcare costs later.

To schedule a complimentary consultation with L3 Family Wealth Partners visit RetirementRealityReport.com

As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.