What happens when your required minimum distributions (RMDs) trigger a massive tax bill? This episode unpacks the real-life challenges facing retirees with large IRAs, exploring how strategies like Roth conversions and charitable trusts can help manage taxes and align your legacy with your goals. The Linskys share stories of creative planning, why there’s no one-size-fits-all solution, and how understanding your options can make all the difference as you approach RMD age.

To schedule a complimentary consultation with L3 Family Wealth Partners visit RetirementRealityReport.com

As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.