What if the biggest risk in retirement isn’t the market, but how your income and taxes are structured? In this episode of The Retirement Playbook, Granger Hughes breaks down why outliving your money remains a top concern, and how income sources like Social Security, pensions, and annuities fit into the conversation. They discuss common withdrawal rules, the role of required minimum distributions, and why taxes often shape retirement outcomes more than investment returns. Using real-world analogies and listener-friendly examples, the conversation explores consistency versus volatility, tax efficiency, and why having multiple income “buckets” can change how retirement feels day to day.

Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

Events coming up 

Navigating Retirement - April 21st @ TN Wesleyan 6:15 pm

Navigating Retirement - April 23rd @ Cleveland State 6:15 pm

What if the biggest risk in retirement isn&rsquo;t the market, but how your income and taxes are structured? In this episode of The Retirement Playbook, Granger Hughes breaks down why outliving your money remains a top concern, and how income sources like Social Security, pensions, and annuities fit into the conversation. They discuss common withdrawal rules, the role of required minimum distributions, and why taxes often shape retirement outcomes more than investment returns. Using real-world analogies and listener-friendly examples, the conversation explores consistency versus volatility, tax efficiency, and why having multiple income &ldquo;buckets&rdquo; can change how retirement feels day to day.
Hit play to discover what your financial advisor&nbsp;should be telling you. For events and complimentary consultations, visit&nbsp;<a href="https://hughesretirementgroup.com" data-start="1360" data-end="1422">hughesretirementgroup.com</a>.
Events coming up&nbsp;
Navigating Retirement - April 21st @ TN Wesleyan 6:15 pm
Navigating Retirement - April 23rd @ Cleveland State 6:15 pm

For a fresh spin on the world of retirement, tune in to The Retirement Playbook with Rick and Granger Hughes. Committed to providing the best financial education, this father and son combo blends traditional economic views with the most recent market movements. Their well-rounded process can help tackle any obstacle on your financial horizon.

For a fresh spin on the world of retirement, tune in to The Retirement Playbook with Rick and Granger Hughes. Committed to providing the best financial education, this father and son combo blends traditional economic views with the most recent market movements. Their well-rounded process can help tackle any obstacle on your financial horizon.

The Retirement Playbook

Join Rick and Granger Hughes on The Retirement Playbook, where they bring a unique perspective to the world of retirement planning. This dynamic father and son duo are dedicated to delivering top-notch financial education that combines conventional economic wisdom with the latest trends in the market. Their comprehensive approach equips you to navigate and overcome any financial challenges that lie ahead on your retirement journey.

Join Rick and Granger Hughes on The Retirement Playbook, where they bring a unique perspective to the world of retirement planning. This dynamic father and son duo are dedicated to delivering top-notch financial education that combines conventional economic wisdom with the latest trends in the market. Their comprehensive approach equips you to navigate and overcome any financial challenges that lie ahead on your retirement journey.