Ready to retire but unsure where to start? Rick and Granger Hughes break down the critical steps to building a retirement plan that works for you. From navigating Medicare enrollment and timing your retirement to managing investment risks, they share practical insights to help you make informed decisions. Discover why early planning is crucial, learn how to tailor strategies to your specific needs, and consider key factors for tax efficiency and unexpected life events. This episode is packed with actionable ideas to help you feel confident about your financial future, without the guesswork. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

Are you unknowingly sabotaging your retirement? Many near-retirees are prematurely dipping into their savings, risking long-term security for short-term relief. This episode delves into the hidden consequences of early withdrawals and why they can derail decades of planning, examining the ripple effects on future income, tax implications, and the psychological factors that influence these decisions. Tune in for practical insights on how to safeguard your financial future and make informed choices before it’s too late. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

With layoffs, rising costs, and shifting markets, retirement planning has never been more critical. In this episode, Granger Hughes dives into the decisions that shape your future: Medicare choices, income strategies, tax considerations, and long-term care planning. Discover why understanding your options matters now more than ever and how a comprehensive approach can help you navigate uncertainty. From managing income streams to preparing for healthcare needs, this conversation offers practical insights for building resilience in retirement. Tune in for a clear-eyed look at what it takes to stay prepared in today’s changing economy. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

What if retirement wasn’t just about saving money—but about finding purpose, navigating change, and protecting your future? In this episode of The Retirement Playbook, Rick and Granger Hughes delve into the deeper aspects of retirement planning. They unpack how having a clear sense of purpose can shape your post-career life, why understanding market trends matters more than ever, and how life insurance can serve as a strategic financial tool. The conversation also touches on the evolving landscape of Social Security and the importance of building a comprehensive plan that adapts to uncertainty. It’s not just about retiring—it’s about retiring wisely. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

What do haunted houses and retirement have in common? More than you'd expect. In this Halloween-themed episode of The Retirement Playbook, Rick and Granger Hughes reveal the eerie parallels between spooky season and financial planning. From the chilling uncertainty of Social Security to the tricks and treats of Medicare choices, they explore how fear and foresight shape your future. You'll hear how annuities can offer a sense of stability and why regular advisor check-ins are more than just routine, they’re your flashlight in the fog. Whether retirement is around the corner or years away, this episode blends seasonal fun with practical insight. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.  

What do rising interest rates mean for your retirement plan? In this episode of The Retirement Playbook, Rick and Granger Hughes explore how today’s shifting financial landscape, from Medicare updates to the evolving role of annuities, is influencing retirement strategies. They examine the ripple effects of tax changes on Social Security and highlight why flexibility and personalization are key to navigating retirement with confidence. It’s a grounded conversation designed to help listeners think ahead and stay informed, without the hype. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

What do Halloween and retirement planning have in common? More than you think. In this episode of The Retirement Playbook, Rick and Granger Hughes unpack the spooky truths behind budgeting, Medicare choices, and Social Security’s uncertain future. They shed light on how annuities can offer stability and explore why proactive planning and regular advisor check-ins are essential. Whether you're nearing retirement or just starting to think about it, this episode offers timely insights with a seasonal twist. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

What if your retirement plan is missing the most critical piece? In this episode of The Retirement Playbook, Rick and Granger Hughes unpack the often-overlooked complexities of retirement planning. From navigating Medicare and interpreting economic signals to tailoring strategies for Gen Xers, they explore why a one-size-fits-all approach simply doesn’t work. With a focus on personalization and proactive decision-making, this conversation offers a grounded look at how to approach retirement with clarity and confidence, without the fluff. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

What if your retirement plan is missing critical updates that could cost you?  In this episode of The Retirement Playbook, Rick and Granger Hughes unpack the latest shifts in Medicare, the evolving role of annuities, and how rising interest rates are reshaping investment strategies. They explore how tax changes may impact Social Security and why a flexible, personalized retirement plan is more important than ever. Tune in for a grounded discussion that helps listeners think ahead and stay informed. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

In this episode of the Retirement Playbook, Rick and Granger Hughes discuss essential strategies for retirement planning, focusing on income generation, tax implications of Roth conversions, the future of Social Security, and investment strategies. They emphasize the importance of creating a sustainable income in retirement and the need for a comprehensive plan to address potential financial challenges. The conversation highlights the evolving landscape of retirement planning and emphasizes the importance of individuals staying informed and proactive in their financial decisions. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

What if retirement wasn’t just about saving money—but about finding purpose, navigating change, and protecting your future? In this episode of The Retirement Playbook, Rick and Granger Hughes delve into the deeper aspects of retirement planning. They unpack how having a clear sense of purpose can shape your post-career life, why understanding market trends matters more than ever, and how life insurance can serve as a strategic financial tool. The conversation also touches on the evolving landscape of Social Security and the importance of building a comprehensive plan that adapts to uncertainty. It’s not just about retiring—it’s about retiring wisely. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com. The Next Event on Sept 23: THE 2025 ANNUAL MEDICARE EVENT  

What if the biggest threat to your retirement isn’t market volatility—but time itself? In this episode of The Retirement Playbook, Granger Hughes unpacks the overlooked risks that could derail your financial future. From the shifting landscape of Medicare to the hidden costs of longevity, this episode explores the strategies that truly matter. Learn how to de-risk your portfolio, build dependable income streams, and navigate the complexities of annuities—all without relying on guesswork. With economic uncertainty looming, Granger emphasizes the importance of a proactive, well-rounded approach to retirement planning. Whether you’re five years out or already retired, this episode is your reminder: Retirement isn’t the end—it’s your next beginning. Don’t leave it to chance! Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.  

In this episode of the Retirement Playbook, Rick Hughes discusses essential strategies for retirement planning, focusing on the importance of Medicare, Social Security, and investment strategies. They emphasize the need for a customized retirement plan that includes budgeting and preparing for unexpected changes. The conversation also highlights upcoming educational events designed to help individuals effectively navigate their retirement options. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

What if the key to a stronger financial future isn’t retiring sooner—but later? In this episode of The Retirement Playbook, Rick Hughes and Granger Hughes explore how delaying retirement can reshape your long-term financial outlook. They unpack strategies for navigating market shifts, optimizing Roth IRAs, and anticipating changes in Social Security. The conversation also highlights the power of proactive tax planning and the often-overlooked benefits of patience when choosing your retirement timeline. It’s a thoughtful look at how timing, strategy, and informed choices can make all the difference.

What if your retirement plan is missing the one strategy that could protect your future? In this episode of The Retirement Playbook,  Granger Hughes breaks down the critical elements of retirement planning—from navigating Medicare changes and de-risking your portfolio to building reliable income streams. Granger will explore how longevity risk and annuity complexities can impact your financial security, and why a proactive approach is essential. Economic shifts and market volatility are also on the radar, making a comprehensive strategy more important than ever. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

What if your retirement plan is missing key moves that could cost you later? In this episode of The Retirement Playbook, Rick Hughes and Granger Hughes break down the real-world impact of the Big Beautiful Bill, rising interest rates, and the role annuities play in securing income. They explore how Roth conversions can affect Medicare premiums and why understanding these connections is crucial. With a focus on financial education, the conversation highlights how informed decisions can help retirees avoid costly missteps and make the most of their income strategy. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com. The Next Event on Aug. 14: BIG BEAUTIFUL RETIREMENT

What if your retirement plan is missing the one thing that could make or break your future? In this episode of The Retirement Playbook, Rick and Granger Hughes dive into the evolving world of retirement planning. They unpack the critical role of guaranteed income, demystify annuities, and explore smart alternatives. With inflation, taxes, and longevity looming large, they emphasize the mental and financial strategies needed to retire with confidence. Whether you're nearing retirement or just starting to plan, this episode offers a clear-eyed look at how personalized advice and proactive planning can help you stay ahead. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

What if delaying retirement could boost your financial future? In this episode of The Retirement Playbook, Rick and Granger Hughes break down key strategies for navigating retirement with confidence. From understanding market behavior to leveraging Roth IRAs and anticipating shifts in Social Security, they offer insights that empower listeners to make smarter, more informed decisions. The episode also underscores the value of proactive tax planning and the long-term benefits of patience when it comes to retirement timing. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

What if your retirement timeline could shift overnight—just by inheriting wealth or a change in interest rates? In this episode of The Retirement Playbook, Granger Hughes unpacks the latest updates to Social Security taxes and how they could impact your financial future. They explore how interest rate cuts affect retirees, and why budgeting and mindful spending are more critical than ever. Whether you're planning decades ahead or already retired, this episode offers grounded insights into managing your money with clarity and control—without overpromising. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.  

In this must-hear episode of The Retirement Playbook, Granger Hughes reveals the critical steps you need to take now to secure your financial future. From the emotional traps of investing to the uncertain fate of Social Security, they break down what every retiree—and soon-to-be retiree—needs to know. Discover how to lock in guaranteed income, why key retirement ages can make or break your plan, and how annuities might be your secret weapon. If you’re thinking about retirement—or already in it—this episode is your wake-up call. Don’t plan in the dark. Because if you don't have a plan for your money, the government does! Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

In this episode of The Retirement Playbook, Granger Hughes reveals the critical shifts reshaping retirement planning. Learn why the 4% rule may be outdated when to act on Roth conversions, and how annuities can protect your income. Discover high-impact strategies to generate income, reduce risk, and build a bulletproof retirement plan. Don’t wait—your financial future depends on what you do next. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.  

Is your retirement plan built for today’s economy? In this fast-moving episode, Granger Hughes shares the critical steps to protect your income, reduce tax risk, and adapt to market volatility. Learn why personalized strategies matter more than ever—and what could go wrong if you stick to outdated rules. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

What if your retirement plan were as strategic as a championship playbook? Former basketball coach Rick Hughes and his son Granger team up to tackle the evolving landscape of retirement. From Roth conversions during market dips to creating reliable income streams, they break down complex financial strategies into clear, actionable insights. With volatility, taxes, and longevity in play, this episode helps you rethink how to build a retirement plan that works, no matter the market’s mood. It’s not about selling products—it’s about educating you to make confident, informed decisions for your future. Whether you’re five years out or already retired, this episode is your reminder: Retirement isn’t the end—it’s your next beginning. Don’t leave it to chance! Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/  

What if your retirement plan is missing the one thing that could secure your future? In this episode of The Retirement Playbook, Granger Hughes breaks down the shifting realities of retirement planning—from rising national debt and tax uncertainty to the future of Social Security. With decades of coaching experience, Rick brings his playbook to the financial field, helping listeners navigate Roth conversions, income strategies, and market volatility. Whether you're five years from retirement or already there, this episode offers a grounded, educational look at how to build income for life—and lifestyle. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/  

In this episode of The Retirement Playbook, Granger Hughes goes beyond the spreadsheets to talk about what retirement means: freedom with purpose. He will explore how today’s market ups and downs make personalized retirement planning more critical than ever—and how the right financial coach can be your greatest asset in building a strategy that’s balanced, stable, and built for you. From demystifying annuities to confronting the rising costs of long-term care, the Hughes duo provides listeners with a practical roadmap while also exploring the often-overlooked emotional aspects of retirement. What happens when the paychecks stop, but life keeps going? What’s your why after work? Whether you’re five years out or already retired, this episode is your reminder: Retirement isn’t the end—it’s your next beginning. Don’t leave it to chance! Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/    

In this episode of the Retirement Playbook, Granger Hughes discusses the evolving landscape of retirement planning, emphasizing the importance of customized strategies tailored to individual needs. He will explore various topics including income generation, the implications of the 4% withdrawal rule, the timing of Roth conversions, and the role of annuities in retirement. The conversation highlights the necessity of balancing risk and security in investment portfolios, and the significance of having a comprehensive retirement plan to navigate financial uncertainties. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/

In this episode of the Retirement Playbook, Granger Hughes discusses the evolving landscape of retirement planning, emphasizing the importance of guaranteed income and strategic investment approaches. They explore various income sources, including Social Security, pensions, and structured notes, while addressing market reactions and the significance of having a customized retirement plan. The conversation also highlights the role of technology in financial planning and the necessity of building trust in client-advisor relationships. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/

In this episode of the Retirement Playbook, Granger Hughes discusses the importance of having a customized retirement strategy. He will explore various topics including market volatility, the role of financial coaches versus advisors, the significance of annuities, and the need for proper income planning. The conversation emphasizes the necessity of planning for long-term care and inflation, as well as finding purpose after retirement. The Hughes Retirement Group advocates for a personalized approach to retirement planning, ensuring that each individual's unique circumstances are taken into account. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/  

In this episode of the Retirement Playbook, Granger Hughes discusses essential strategies for retirement planning, focusing on income generation, Roth conversions, market volatility, annuities, and the challenges surrounding Social Security. He will emphasize the importance of having a comprehensive retirement plan that adapts to changing circumstances and ensures financial stability throughout retirement. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/    

In this episode of the Retirement Playbook, Granger Hughes discusses essential strategies for retirement planning, focusing on market volatility, the 4% rule, social security timing, and the role of annuities. They emphasize the importance of a customized retirement plan tailored to individual needs and circumstances, highlighting the need for education and informed decision-making in financial planning. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/

In this episode of the Retirement Playbook, Rick Hughes discusses essential strategies for retirement planning, including the importance of education on Medicare, navigating market volatility, understanding annuities, assessing retirement readiness, and addressing concerns about Social Security. They emphasize the need for a customized retirement plan and proactive communication with financial advisors to ensure a secure financial future. Join Rick and Granger Hughes for their next event on May 13 - Understanding Medicare, Maximize Social Security & Minimize Taxes and Guard Your Life Saving Against Market Volatility. Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/

Granger Hughes discusses the evolving landscape of retirement planning, emphasizing the importance of personalized strategies over generic advice. They explore the implications of 401k contributions, market timing, interest rates, and tax considerations, urging listeners to take proactive steps in their financial planning. The conversation highlights the need for tailored retirement strategies that account for individual circumstances and the changing economic environment. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/

In this episode of the Retirement Playbook, Rick and Granger Hughes discuss essential strategies for retirement planning, focusing on income generation, the role of annuities, tax implications, and navigating Medicare. They emphasize the importance of having a comprehensive plan to address potential future changes in Social Security and taxes, while also providing insights into the evolving landscape of retirement products and services. Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/  

In this episode of the Retirement Playbook, Granger Hughes discusses the importance of customized retirement strategies, the implications of taxes, and the challenges of market timing. He emphasizes the need for a solid income plan in retirement, especially in light of potential Social Security cuts. The conversation highlights the significance of education in financial planning and the necessity of having a tailored approach to retirement, rather than a one-size-fits-all strategy. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/

In this episode of the Retirement Playbook, Rick Hughes discusses the evolving landscape of retirement planning, emphasizing the importance of education, communication, and strategic planning. They explore the structure of the Hughes Retirement Group, upcoming educational events, the challenges facing Social Security, current market trends, and the significance of having a personalized retirement plan. RSVP for The Retirement Playbook™ Presents "New Leadership, New Direction" event on April 7th at Hughes Retirement Events Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/

Granger Hughes discusses the evolving landscape of retirement planning, emphasizing the importance of understanding market influences, the role of annuities, and the necessity of early planning. Granger highlights the significance of aligning investment strategies with individual risk tolerances and the impact of tax strategies on retirement contributions. The conversation also touches on the common misconceptions surrounding annuities and the importance of having a comprehensive retirement plan that accounts for various financial factors. Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/  

Rick Hughes discusses various aspects of retirement planning, focusing on the importance of education, understanding investment strategies, and navigating Medicare and Social Security. He will emphasize the need for a customized retirement plan that considers individual goals, market conditions, and potential future changes in legislation. Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/

In this episode of the Retirement Playbook, Rick Hughes discusses essential strategies for retirement planning, emphasizing the importance of education, understanding investment portfolios, and navigating Medicare and Social Security. He will explore the impact of AI on investments, the necessity of diversification, and the implications of the Great Wealth Transfer. The conversation highlights the need for a customized retirement plan to ensure financial security and minimize tax burdens. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/

Granger Hughes discuss the evolving landscape of retirement planning, emphasizing the importance of personalized strategies over generic advice. They explore the implications of 401k contributions, market timing, interest rates, and tax considerations, urging listeners to take proactive steps in their financial planning. The conversation highlights the need for tailored retirement strategies that account for individual circumstances and the changing economic environment. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/

In this episode of the Retirement Playbook, Granger Hughes discusses the evolving landscape of retirement planning, emphasizing the importance of understanding market volatility, risk tolerance, and the emotional aspects of investing. They explore the outdated 4% withdrawal rule and advocate for creating personal pensions to ensure financial stability in retirement.  Get to know the Hughes team, find out more about upcoming events, get your questions answered during open-enrollment and schedule a time to speak with them at https://hughesretirementgroup.com/

In this episode of the Retirement Playbook, Granger Hughes discusses the evolving landscape of retirement planning, focusing on the importance of understanding Social Security risks, market volatility, and effective investment strategies. They emphasize the need for personalized retirement plans that account for individual circumstances and the potential impact of taxes on retirement income. The conversation highlights the significance of financial education and proactive planning to navigate the complexities of retirement successfully. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/

 Rick Hughes discusses various aspects of retirement planning, focusing on the importance of education, understanding investment strategies, and navigating Medicare and Social Security. He will emphasize the need for a customized retirement plan that considers individual goals, market conditions, and potential future changes in legislation. Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/

In this episode of the Retirement Playbook, Rick Hughes discusses the evolving landscape of retirement planning, addressing common misconceptions about retirement savings, the implications of national debt, and the future of social security and Medicare. Rick will emphasize the importance of personalized financial strategies, including tax planning and the potential for creating personal pensions through fixed indexed annuities.  Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/    

Rick Hughes discusses the evolving landscape of retirement planning, emphasizing the importance of adapting to new economic realities and leadership changes. They cover critical topics such as the implications of tax changes, market volatility, and the significance of annuities in retirement strategies. The conversation also highlights the necessity of creating a budget, understanding healthcare costs, and preparing for potential long-term care needs. Additionally, they explore the benefits of Roth conversions as a tax strategy, encouraging listeners to take proactive steps in their financial planning. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/  

Rick Hughes discusses the importance of retirement planning, focusing on tax strategies, income planning, social security benefits, and Medicare. They emphasize the need for education and personalized strategies to help clients navigate their retirement goals effectively. Upcoming classes are highlighted, along with the significance of understanding tax implications and income needs in retirement. Get to know the Hughes team, find out more about upcoming events, and schedule a time to speak with them at https://hughesretirementgroup.com/

Granger Hughes discusses the evolving landscape of retirement planning, emphasizing the importance of education and strategic investment. They explore market predictions, the necessity of living within one's means, and the concept of building a personal pension. The conversation highlights the mental preparedness required for longevity in retirement and the various strategies available to ensure financial security. Get to know the Hughes team, find out more about upcoming events, and schedule a time to speak with them at https://hughesretirementgroup.com/

Granger Hughes discuss essential strategies for retirement planning, including navigating Medicare, understanding new laws regarding catch-up contributions, and the importance of Social Security. They emphasize the need for a comprehensive retirement plan that accounts for taxes, healthcare, and income strategies to avoid common financial mistakes. Get to know the Hughes team, find out more about upcoming events, get your questions answered during open-enrollment and schedule a time to speak with them at https://hughesretirementgroup.com/

Granger Hughes discuss the evolving landscape of retirement planning, focusing on the transition from pensions to 401(k)s, the importance of understanding Medicare, and the implications of taxes in retirement. They emphasize the need for personalized retirement strategies that account for individual financial situations and the necessity of having multiple income streams, especially in light of potential changes to Social Security. The conversation also touches on market trends and investment strategies, highlighting the importance of being prepared for market volatility as retirees navigate their financial futures. Get to know the Hughes team, find out more about upcoming events, and schedule a time to speak with them at https://hughesretirementgroup.com/

Granger Hughes discuss essential strategies for retirement planning, focusing on navigating Medicare changes, end-of-year financial tasks, understanding tax implications, maximizing health savings accounts, and managing orphaned 401(k) accounts.  Get to know the Hughes team, find out more about upcoming events, get your questions answered during open-enrollment and schedule a time to speak with them at https://hughesretirementgroup.com/

Rick Hughes discusses essential strategies for retirement planning, focusing on Medicare options, withdrawal strategies, Social Security, interest rates, and the evaluation of retirement accounts. They emphasize the importance of having a comprehensive plan to navigate the complexities of retirement, including potential tax increases and market fluctuations. Get to know the Hughes team, find out more about upcoming events, and schedule a time to speak with them at https://hughesretirementgroup.com/