How much will healthcare really cost in retirement—and could “one more year” at work make all the difference? This episode of The Retirement Message with Annetta Carter dives into the realities of rising medical expenses, Medicare options, and the impact of delaying retirement for better financial prospects. Learn why planning for insurance, long-term care, and unexpected costs is essential, and how a strategic extra year can strengthen your foundation for a stress-free retirement. Discover practical ways to avoid the “one more year” trap and retire with confidence.

Ready to connect with Annetta and begin building your retirement plan? Visit Magnolia to get started today!

Follow us on social media: Facebook | LinkedIn 

How much will healthcare really cost in retirement&mdash;and could &ldquo;one more year&rdquo; at work make all the difference? This episode of The Retirement Message with Annetta Carter dives into the realities of rising medical expenses, Medicare options, and the impact of delaying retirement for better financial prospects. Learn why planning for insurance, long-term care, and unexpected costs is essential, and how a strategic extra year can strengthen your foundation for a stress-free retirement. Discover practical ways to avoid the &ldquo;one more year&rdquo; trap and retire with confidence.
Ready to connect with Annetta and begin building your retirement plan? Visit <a href="https://magnoliafinancialstrategies.com/contact-us/">Magnolia</a> to get started today!
Follow us on social media: <a href="https://www.facebook.com/MagnoliaFinancialStrategies">Facebook</a> | <a href="https://www.linkedin.com/company/magnolia-financial-strategies/">LinkedIn</a>&nbsp;

Annetta Carter of Magnolia Financial Strategies shares her unique insights on the topics, trends, questions, and concerns facing retirees. With decades of experience, Annetta has a passion for helping people get to and through retirement.

The Retirement Message

One More Year: The Secret to a Stronger Retirement

Market rallies may grab headlines, but the real risk for those nearing retirement is how a downturn can derail your income plan. In this episode, Annetta Carter explains why protecting against sequence of returns risk matters more than chasing short-term gains—and how fixed index annuities and structured notes can help fight for your future. Learn how rebalancing, in-service rollovers, and a methodical approach can cushion your portfolio, reduce anxiety, and keep your retirement on track—even when the market gets bumpy.

Ready to connect with Annetta and begin building your retirement plan? Visit Magnolia to get started today!

Follow us on social media: Facebook | LinkedIn 

Market rallies may grab headlines, but the real risk for those nearing retirement is how a downturn can derail your income plan. In this episode, Annetta Carter explains why protecting against sequence of returns risk matters more than chasing short-term gains&mdash;and how fixed index annuities and structured notes can help fight for your future. Learn how rebalancing, in-service rollovers, and a methodical approach can cushion your portfolio, reduce anxiety, and keep your retirement on track&mdash;even when the market gets bumpy.
Ready to connect with Annetta and begin building your retirement plan? Visit <a href="https://magnoliafinancialstrategies.com/contact-us/">Magnolia</a> to get started today!
Follow us on social media: <a href="https://www.facebook.com/MagnoliaFinancialStrategies">Facebook</a> | <a href="https://www.linkedin.com/company/magnolia-financial-strategies/">LinkedIn</a>&nbsp;

Cushion, Rebalance, Repeat: Building a Smoother Ride to Retirement

What if the biggest surprise in retirement isn’t how much you’ve saved, but how much you’ll owe in taxes? In this episode, Annetta Carter breaks down why understanding tax rules, Social Security strategies, and inflation is key for protecting your income and legacy. Discover how proactive planning can help you avoid costly mistakes, minimize tax burdens, and keep your family’s future secure. From Roth conversions to capital gains, learn the real-world steps that turn confusion into clarity—so you can enjoy retirement without unwelcome surprises.

Ready to connect with Annetta and begin building your retirement plan? Visit Magnolia to get started today!

Follow us on social media: Facebook | LinkedIn 

What if the biggest surprise in retirement isn&rsquo;t how much you&rsquo;ve saved, but how much you&rsquo;ll owe in taxes? In this episode, Annetta Carter breaks down why understanding tax rules, Social Security strategies, and inflation is key for protecting your income and legacy. Discover how proactive planning can help you avoid costly mistakes, minimize tax burdens, and keep your family&rsquo;s future secure. From Roth conversions to capital gains, learn the real-world steps that turn confusion into clarity&mdash;so you can enjoy retirement without unwelcome surprises.
Ready to connect with Annetta and begin building your retirement plan? Visit <a href="https://magnoliafinancialstrategies.com/contact-us/">Magnolia</a> to get started today!
Follow us on social media: <a href="https://www.facebook.com/MagnoliaFinancialStrategies">Facebook</a> | <a href="https://www.linkedin.com/company/magnolia-financial-strategies/">LinkedIn</a>&nbsp;

Tax Time Bombs: How to Defuse Retirement’s Biggest Surprise

What if the real risk in your retirement plan isn’t the market, but a one-size-fits-all approach? This episode of The Retirement Message with Annetta Carter features Brad Jenkins, creator of Market Guard, as he reveals why true financial stability means balancing growth with preservation, customizing strategies for every stage of life, and understanding your own “time and temperature.” Discover how innovation, integrity, and a focus on the individual can help you navigate market storms and avoid costly mistakes—no guesswork required.

Ready to connect with Annetta and begin building your retirement plan? Visit Magnolia to get started today!

Follow us on social media: Facebook | LinkedIn 

What if the real risk in your retirement plan isn&rsquo;t the market, but a one-size-fits-all approach? This episode of The Retirement Message with Annetta Carter features Brad Jenkins, creator of <a href="https://marketguard.com/">Market Guard</a>, as he reveals why true financial stability means balancing growth with preservation, customizing strategies for every stage of life, and understanding your own &ldquo;time and temperature.&rdquo; Discover how innovation, integrity, and a focus on the individual can help you navigate market storms and avoid costly mistakes&mdash;no guesswork required.
Ready to connect with Annetta and begin building your retirement plan? Visit <a href="https://magnoliafinancialstrategies.com/contact-us/">Magnolia</a> to get started today!
Follow us on social media: <a href="https://www.facebook.com/MagnoliaFinancialStrategies">Facebook</a> | <a href="https://www.linkedin.com/company/magnolia-financial-strategies/">LinkedIn</a>&nbsp;

One More Year: The Secret to a Stronger Retirement

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