Market headlines, inflation fears, and shifting policies can make retirement planning feel overwhelming—but panic rarely helps. In this episode, Annetta Carter explains why controlling what you can control matters more than reacting to uncertainty. The discussion covers avoiding emotional market moves, the risks of rushing to cash, and how stress‑testing a retirement plan can reveal hidden vulnerabilities. Annetta also breaks down real‑world planning considerations like Social Security dependence, inflation, life insurance needs, and longevity, offering insight into how thoughtful preparation can help reduce surprises later in retirement.

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