One wrong move near the finish line can change everything—and retirement is no different. Using the Winter Olympics as a powerful parallel, Edgar Torres explores how market volatility, taxes, and healthcare costs can derail even the most carefully built retirement plan. The conversation focuses on the often‑overlooked risks that show up as people transition from saving to spending, and why protecting assets becomes just as important as growing them. Edgar shares perspective on diversification, tax strategy, and planning for the unexpected, helping listeners think more intentionally about how to approach the “downhill” phase of retirement.

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