What if the biggest retirement risks look nothing like what you expect — even when you’ve planned well? In this episode, Edgar Torres breaks down the major roadblocks many retirees face, from entering retirement without a written plan to underestimating expenses, facing health‑care curveballs, overlooking taxes, and relying on just one income source. Using real‑world examples — including why 60% of NBA players go broke after retirement — Edgar explains how everyday retirees can encounter similar pitfalls. He also shares how shifting from employer‑guided decisions to managing everything yourself can create unexpected stress, and why diversified income streams and thoughtful planning matter more than ever.


Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we’re here to listen and help provide the support you need. Click here to schedule appointment or call 512-710-5516

What if the biggest retirement risks look nothing like what you expect &mdash; even when you&rsquo;ve planned well? In this episode, Edgar Torres breaks down the major roadblocks many retirees face, from entering retirement without a written plan to underestimating expenses, facing health‑care curveballs, overlooking taxes, and relying on just one income source. Using real‑world examples &mdash; including why 60% of NBA players go broke after retirement &mdash; Edgar explains how everyday retirees can encounter similar pitfalls. He also shares how shifting from employer‑guided decisions to managing everything yourself can create unexpected stress, and why diversified income streams and thoughtful planning matter more than ever.
 Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we&rsquo;re here to listen and help provide the support you need. Click&nbsp;<a href="https://bloomfinservices.com/contact/">here</a> to schedule appointment or call 512-710-5516

Welcome to ‘The Retirement Journey,’ featuring Edgar Torres of Bloom Financial Private Wealth Management!Join us each week as we dive into the wide world of financial planning. Saving and building for your future involves much more than tracking the bottom line of an account every month. With each episode, Edgar and co-host Kacey Biddy discuss current topics including daily finances, retirement planning, investment strategy, and building a lasting legacy. ‘The Retirement Journey’ is available wherever you find your favorite podcasts and is ready to keep you confident and informed about wherever your financial future is taking you.

Welcome to &lsquo;The Retirement Journey,&rsquo; featuring Edgar Torres of Bloom Financial Private Wealth Management! Join us each week as we dive into the wide world of financial planning. Saving and building for your future involves much more than tracking the bottom line of an account every month. With each episode, Edgar and co-host Kacey Biddy discuss current topics including daily finances, retirement planning, investment strategy, and building a lasting legacy. &lsquo;The Retirement Journey&rsquo; is available wherever you find your favorite podcasts and is ready to keep you confident and informed about wherever your financial future is taking you.