What if the biggest retirement risks look nothing like what you expect — even when you’ve planned well? In this episode, Edgar Torres breaks down the major roadblocks many retirees face, from entering retirement without a written plan to underestimating expenses, facing health‑care curveballs, overlooking taxes, and relying on just one income source. Using real‑world examples — including why 60% of NBA players go broke after retirement — Edgar explains how everyday retirees can encounter similar pitfalls. He also shares how shifting from employer‑guided decisions to managing everything yourself can create unexpected stress, and why diversified income streams and thoughtful planning matter more than ever.

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