Jeff Gove and Tim Kulhanek discuss the accessibility and practicality of the retirement savings plan known as:  401k.  (A 401k plan is a tax-advantaged retirement account employers offerto help their employees invest for retirement.).  Tim compares the 401k to that of flying coach, and the IRA to flying first class.  Stonebridge treats every client as a pre-screened, first class flyer.  Plus, they will make sure you are actually diversified within your portfolio.  Call 866-295-4146 to book a free consultation.  Stonebridge Insurance and Wealth Management. 

Jeff Gove and Tim Kulhanek explain the true risks of inflation in this podcast.  Tim also shares an amusing story about how things have changed in banking.   Call Stonebridge and book and sit-down with this capable, holistic planning firm before you retire.  866-295-5146.

Stonebridge's Tim Kulhanek and Jeff Gove discuss what comes after you say goodbye to your employer (or after you sell your business).  Just sitting around is a recipe for personal disaster.  Share this episode with someone you love.  Call Stonebridge Insurance & Wealth Management for help on your retirement plan.  866-295-5146 

Jeff Gove explains the bright spots in the current economic downturn, but it requires action on your part!  Make your move with a call to Stonebridge to increase your portfolio value over time.  Time is of the essence.  866-295-5146. Stonebridge Insurance and Wealth Management has offices in Kearney, Grand Island, Lincoln, and Omaha NE.  

Jeff Gove of the Kearney NE office of Stonebridge, digs in to the do's and don'ts of your impending retirement...and it all starts with a PLAN.  Call 866-295-5146. 

Tim Kalhanek digs deep on the Baby Boomer statistics of wealth saved, and wealth not saved.  Stonebridge Insurance & Wealth Management can help you and your family mind the gap between what comes in every month, and what goes out. This is a must listen, so please share it with your friends.  Book a sit-down with the team now at 866-295-5146.  

Tim Kulhanek and Jeff Gove review the definitions of inflation, deflation, and insurance prices.  The bottom line is to cover variables that are out of your control, with a financial plan that adjusts to inflation.  Call Stonebridge Insurance and Wealth Management at 866-295-5146.

Jeff and Tim discuss the correlation between financial health and physical health for all, but especially retirees.  Share this with someone you love.  Call Stonebridge for a free, no obligation look at your financial plan.  866-295-5146 or click the website link here.  Stonebridge Insurance and Wealth Management.

Jeff Gove of Stonebridge Insurance and Wealth Management discusses three of the weak points that could cause your retirement bucket to leak.  It all boils down to getting a plan together with a professional as soon as you can.  Don't wait.  Call Stonebridge to make an appointment with no cost or obligation.  866-295-5146. Stonebridge Insurance & Wealth Management. 

Jeff Gove helps investors and retirees knock out fears of instability with information and common sense approaches.  Learn about the Stonebridge approach to overcoming anxiety in these uncertain times.  It all starts with a small bit of action on the part of the person who is uncertain:  the phone call to start a plan.   866-295-5146  Stonebridge Insurance & Wealth Management

Jeff Gove and Tim Kalhanek agree that having a diversified portfolio could offer protection from the inevitable market volatility.  Working with an advisor that has all the tools available to help mitigate risk is key.    Call Stonebridge Insurance & Wealth Management at 866-295-5146. 

Jeff and Tim discuss the ways to fund potential chronic illness in retirement, and there are a few.  Tim tells a story about his friend's nearly calamitous boating incident, and relates that to the importance of not over filing your tax deferred bucket.  It's a must listen episode.  Contact Stonebridge Insurance & Wealth Management at 866-295-5146.  Servicing Nebraska, northern Kansas, and the entire midwest.   

This week's podcast shines the light on the importance of attending to your finances and retirement plan year round, month my month.  Tim Kulhanek encourages clients to outline large expenses and strategize tax planning.  Let Stonebridge review your spending plan in order to design your retirement. Call Stonebridge Insurance & Wealth Management at 866-295-5146.

This discussion surrounds the potential for scammers to rip you off when purchasing commodities such as silver and gold.  Share this with your friends! Contact Stonebridge Insurance & Wealth Management at 866-295-5146.  

The conversation discusses the issue of financial exploitation and scams targeting older adults in retirement. It highlights the definition of financial exploitation and the common perpetrators, including family, friends, caretakers, and professional service providers. The conversation also presents alarming statistics on the size of the problem and the underreporting of cases. A real-life example of a scam is shared, emphasizing the importance of being cautious and seeking advice from a trusted financial advisor.  Call Stonebridge Insurance & Wealth Management at 866-295-5146 for help with your retirement and wealth management needs.  Or click the website for more.  Stonebridge Insurance & Wealth Management.

Jeff Gove offers some coaching on the often "missed" concepts to do with successful personal finance...including creating a budget, using credit cards without going into debt, and effectively filing taxes.  A helpful and tidy pocket reference on these subjects and more.   Reach out to Stonebridge at 866-295-5146 or check the website for one of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

Jeff Gove reminds us to keep track of where all of those dollars are going!  He found a book very helpful in this area, titled "The Richest Man in Babylon" which helps put an order to the money (even his 16-year-old twin girls are reading it).  He finds that clients may have questions by the end of the first planning meeting with Stonebridge, that they didn't even know existed.   Call Stonebridge Insurance & Wealth Management at 866-295-5146, or click for the website here:  Stonebridge.

In this conversation, Jackie, Tim, and Jeffrey discuss financial planning rules of thumb and their relevance in today's retirement landscape. They explore the 60-40 rule, the rule of 72, the 4% rule, and the rule of 100. They also address common concerns and misconceptions about retirement planning and emphasize the need for a comprehensive approach that includes income planning, investment planning, tax planning, healthcare planning, and estate planning. Reach out to Stonebridge at 866-295-5146 or check the website for one of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

In 2024, retirement planning sees a makeover due to Congress's revisions. Savers must now take into account changes like rainy day savings, adjusted 401(k) limits for older workers, Roth 401(k) withdrawal rules, and student loan payment matches. Reach out to Stonebridge at 866-295-5146 or check the website for one of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

The conversation covers various topics related to retirement, including misunderstandings about retirement, the impact of baby boomers retiring, the shift in retirement responsibility, planning for retirement, retirement age and reasons for early retirement, retirement phases and staying active, the importance of planning for retirement, and becoming a super saver. In this conversation, They  discuss the importance of super saving and the need to rely on personal savings rather than government programs for retirement security. He emphasizes the significance of health insurance and disability insurance in protecting one's wealth. The pros and cons of annuities are also explored. Additionally, the conversation touches on opening a spousal IRA or Roth IRA and the concept of a retirement planning season. Reach out to Stonebridge at 866-295-5146 or check the website for one of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

Jeff and Jackie discuss the success of a new client and the importance of radio advertising. They also discuss tax planning strategies, including qualified charitable distributions and the importance of reviewing spending.  Also, the benefits of using annuities for safe money options and avoiding inflationary erosion. The conversation concludes with a focus on exit planning for farmers and the importance of creating a comprehensive plan to minimize tax liabilities. Reach out to Stonebridge at 866-295-5146 or check the website for 1 of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

The Retirement Compass Radio Show discusses various aspects of retirement planning, including consolidating investment accounts, evaluating financial products, and creating a budget for retirement. The hosts discuss the benefits of running an annuity stress test and reviewing insurance policies. The show highlights the significance of healthcare planning in financial plans and provides tips for saving for retirement. Lastly, the hosts discuss the manageable sacrifices that can be made to save more for retirement. Listeners are encouraged to reach out to StonebridgeIWM.com for personalized advice and assistance. Call Stonebridge at 866-295-5146 or check the website for one of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

In this conversation, Jackie Selby and Jeff Gove discuss cautionary tales from Hollywood and the importance of estate planning. They highlight the consequences of dying without an estate plan and emphasize the need to work with professionals to create a comprehensive plan. They also discuss the importance of tax planning and avoiding scams. The conversation emphasizes the importance of having a non-emotional perspective when making financial decisions and the role of financial advisors in guiding individuals towards wise investments and financial stability.  Reach out to Stonebridge at 866-295-5146 or check the website for one of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

The hosts share personal stories and discuss the importance of clear retirement goals. They also highlight the need for tax planning and income distribution strategies. The conversation touches on retirement age and the trend of working in retirement.  Reach out to Stonebridge at 866-295-5146 or check the website for one of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

The conversation covers various topics related to retirement planning, including the Super Bowl, understanding retirement income, creating a budget, investment strategies, factors affecting retirement funds, visualizing retirement plans, and the impact of children on retirement savings. In this conversation, Tim Kulhannick discusses the role of Stonebridge as the offensive coordinator in retirement planning.  Reach out to Stonebridge at 866-295-5146 or check the website for one of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

+ 2023 - 11 - 04 Stonebridge 5550 by Tim Kulhanek

+ 2023 - 11 - 11 Stonebridge 5550 by Tim Kulhanek

+ 2023 - 12 - 09 Stonebridge 5550 by Tim Kulhanek

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+ 2024 - 01 - 06 Stonebridge 5550 by Tim Kulhanek

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+ 2023 - 12 - 16 Stonebridge 5550 by Tim Kulhanek

Retirement is a big deal in someone’s life. It’s an exciting milestone but it can also throw some financial curve balls your way especially during these first 10 years.

We can’t stop aging, but we can take advantage of getting older. Coming up on today’s show perks of reaching 50 and beyond and retirement roadblocks to avoid.

Learning from the sitcom, Seinfeld.

Cultivating and Safeguarding your Finances on the Path to Retirement.

Strategic Steps for Preparing for Your Retirement - October 14, 2023 by Tim Kulhanek

Retirement Realities: Navigating Financial Curve Balls - October 7, 2023 by Tim Kulhanek

Unveiling the Challenges of Retirement in a Modern World.

7 Strategies for Navigating Inflation in Retirement - September 23, 2023 by Tim Kulhanek

Addressing Retirement Amid Market Volatility, Inflation, and Recession Fears.

+ 2023 - 08 - 12 Stonebridge 2535 - 2535 SEG2 by Tim Kulhanek

+ 2023 - 08 - 12 Stonebridge 2535 - 2535 SEG1 by Tim Kulhanek

+ 2023 - 08 - 19 Stonebridge 5550 by Tim Kulhanek

Booming Beyond Retirement: The Reasons Why Baby Boomers Choose to Work Longer - September 9, 2023 by Tim Kulhanek

Financial Navigator: Steps to Finding the Perfect Advisor - August 26, 2023 by Tim Kulhanek

The Pre-Retiree Guide to Commonly Asked Questions - September 2, 2023 by Tim Kulhanek

Today Tim and Jeff discuss four key questions to ask before pulling the trigger, including whether you have saved enough money and will it last long enough.

The go-go, slow-go and no-go stages are generally thought of as the three periods of retirement based on how much activity the retiree may undertake, such as travel, charity work, etc. Each lasts roughly ten years starting around age 65. Today Tim and Jeff discuss each period and how retirement planning can help make sure your money is properly working for you in each stage for the necessities each requires.

More people nowadays are looking for guaranteed, protected sources of income for their retirement plan. Today Tim and Jeff talk about what some of those sources are and how to incorporate them into a plan as necessary for each individual client or family to make sure they will have the money they need.