In this conversation, Jackie, Tim, and Jeffrey discuss financial planning rules of thumb and their relevance in today's retirement landscape. They explore the 60-40 rule, the rule of 72, the 4% rule, and the rule of 100. They also address common concerns and misconceptions about retirement planning and emphasize the need for a comprehensive approach that includes income planning, investment planning, tax planning, healthcare planning, and estate planning. Reach out to Stonebridge at 866-295-5146 or check the website for one of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

In 2024, retirement planning sees a makeover due to Congress's revisions. Savers must now take into account changes like rainy day savings, adjusted 401(k) limits for older workers, Roth 401(k) withdrawal rules, and student loan payment matches. Reach out to Stonebridge at 866-295-5146 or check the website for one of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

The conversation covers various topics related to retirement, including misunderstandings about retirement, the impact of baby boomers retiring, the shift in retirement responsibility, planning for retirement, retirement age and reasons for early retirement, retirement phases and staying active, the importance of planning for retirement, and becoming a super saver. In this conversation, They  discuss the importance of super saving and the need to rely on personal savings rather than government programs for retirement security. He emphasizes the significance of health insurance and disability insurance in protecting one's wealth. The pros and cons of annuities are also explored. Additionally, the conversation touches on opening a spousal IRA or Roth IRA and the concept of a retirement planning season. Reach out to Stonebridge at 866-295-5146 or check the website for one of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

Jeff and Jackie discuss the success of a new client and the importance of radio advertising. They also discuss tax planning strategies, including qualified charitable distributions and the importance of reviewing spending.  Also, the benefits of using annuities for safe money options and avoiding inflationary erosion. The conversation concludes with a focus on exit planning for farmers and the importance of creating a comprehensive plan to minimize tax liabilities. Reach out to Stonebridge at 866-295-5146 or check the website for 1 of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

The Retirement Compass Radio Show discusses various aspects of retirement planning, including consolidating investment accounts, evaluating financial products, and creating a budget for retirement. The hosts discuss the benefits of running an annuity stress test and reviewing insurance policies. The show highlights the significance of healthcare planning in financial plans and provides tips for saving for retirement. Lastly, the hosts discuss the manageable sacrifices that can be made to save more for retirement. Listeners are encouraged to reach out to StonebridgeIWM.com for personalized advice and assistance. Call Stonebridge at 866-295-5146 or check the website for one of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

In this conversation, Jackie Selby and Jeff Gove discuss cautionary tales from Hollywood and the importance of estate planning. They highlight the consequences of dying without an estate plan and emphasize the need to work with professionals to create a comprehensive plan. They also discuss the importance of tax planning and avoiding scams. The conversation emphasizes the importance of having a non-emotional perspective when making financial decisions and the role of financial advisors in guiding individuals towards wise investments and financial stability.  Reach out to Stonebridge at 866-295-5146 or check the website for one of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

The hosts share personal stories and discuss the importance of clear retirement goals. They also highlight the need for tax planning and income distribution strategies. The conversation touches on retirement age and the trend of working in retirement.  Reach out to Stonebridge at 866-295-5146 or check the website for one of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

The conversation covers various topics related to retirement planning, including the Super Bowl, understanding retirement income, creating a budget, investment strategies, factors affecting retirement funds, visualizing retirement plans, and the impact of children on retirement savings. In this conversation, Tim Kulhannick discusses the role of Stonebridge as the offensive coordinator in retirement planning.  Reach out to Stonebridge at 866-295-5146 or check the website for one of their 4 offices in Nebraska at Stonebridge Insurance & Wealth Management.

+ 2023 - 11 - 04 Stonebridge 5550 by Tim Kulhanek

+ 2023 - 11 - 11 Stonebridge 5550 by Tim Kulhanek

+ 2023 - 12 - 09 Stonebridge 5550 by Tim Kulhanek

+ 2023 - 12 - 23 Stonebridge 5550 by Tim Kulhanek

+ 2024 - 01 - 06 Stonebridge 5550 by Tim Kulhanek

+ 2024 - 01 - 13 Stonebridge 5550 by Tim Kulhanek

+ 2023 - 12 - 16 Stonebridge 5550 by Tim Kulhanek

Retirement is a big deal in someone’s life. It’s an exciting milestone but it can also throw some financial curve balls your way especially during these first 10 years.

We can’t stop aging, but we can take advantage of getting older. Coming up on today’s show perks of reaching 50 and beyond and retirement roadblocks to avoid.

Learning from the sitcom, Seinfeld.

Cultivating and Safeguarding your Finances on the Path to Retirement.

Strategic Steps for Preparing for Your Retirement - October 14, 2023 by Tim Kulhanek

Retirement Realities: Navigating Financial Curve Balls - October 7, 2023 by Tim Kulhanek

Unveiling the Challenges of Retirement in a Modern World.

7 Strategies for Navigating Inflation in Retirement - September 23, 2023 by Tim Kulhanek

Addressing Retirement Amid Market Volatility, Inflation, and Recession Fears.

+ 2023 - 08 - 12 Stonebridge 2535 - 2535 SEG2 by Tim Kulhanek

+ 2023 - 08 - 12 Stonebridge 2535 - 2535 SEG1 by Tim Kulhanek

Booming Beyond Retirement: The Reasons Why Baby Boomers Choose to Work Longer - September 9, 2023 by Tim Kulhanek

+ 2023 - 08 - 19 Stonebridge 5550 by Tim Kulhanek

Financial Navigator: Steps to Finding the Perfect Advisor - August 26, 2023 by Tim Kulhanek

The Pre-Retiree Guide to Commonly Asked Questions - September 2, 2023 by Tim Kulhanek

Today Tim and Jeff discuss four key questions to ask before pulling the trigger, including whether you have saved enough money and will it last long enough.

The go-go, slow-go and no-go stages are generally thought of as the three periods of retirement based on how much activity the retiree may undertake, such as travel, charity work, etc. Each lasts roughly ten years starting around age 65. Today Tim and Jeff discuss each period and how retirement planning can help make sure your money is properly working for you in each stage for the necessities each requires.

More people nowadays are looking for guaranteed, protected sources of income for their retirement plan. Today Tim and Jeff talk about what some of those sources are and how to incorporate them into a plan as necessary for each individual client or family to make sure they will have the money they need.

Today Tim goes over recent financial news and answers some listener questions, then revisits how to make your money work for you in a good retirement plan.

Tim and Jeff talk some recent financial news and revisit retirement planning for small business owners before going into summer travel planning for 2023. Plus Tim has a special surprise to end the program for this Mother's Day weekend.

Tim and Jeff focus more in this show about the next generation getting ready to retire, the so-called Gen Xers. They look at how people in their 50's, and even younger, can prepare for whenever they choose to retire by taking advantage of strategies involving more savings, tax planning, Social Security optimization, and others that can be put together into a solid plan so everything will be ready when retirement time arrives.

Tim and Jeff look at recent financial stories, then later in the show go over five things to avoid when you get close to retiring.

Outliving your savings is still the number one concern from people nearing retirement, but there are other issues as well, including inflation, health care costs, and remaining independent. Today Tim and Jeff discuss these issues and more, and how a proper retirement plan can help address them and help alleviate some of the fears people have in retirement.

Retirement can be like the NCAA basketball tournament - meaning a good plan needs to have everything it takes for you to win, not to mention a good coach, i.e. advisor, to help get you there. Today Tim provides some tips on how you can determine if your plan is built to win or if it needs some tweaks to get it to the finish line.

Remember the Rubik's Cube? The multi-sided puzzle that seemed nearly impossible to solve back in the day? Retirement can sometimes feel like a Rubik's Cube with all of its complex pieces. Today Tim and Jeff talk about how a financial professional can help you solve this complex puzzle so retirement planning can be clearer, not unsolvable.

When you retire, it's not always about how much money you have, but how you use it. Today Tim talks about the importance of having your money work for the singular purpose of retirement, and how to put it together in the right way so it does what you need it to do.

Today Tim looks at recent financial headlines and answers listener questions. The mid portion of the show revisits planning as a family to make sure everyone is on board with late in life needs of a retiree or couple, as well as a proper estate plan once they have passed.

Today Jeff is solo as he talks about recent financial headlines, then goes into the kinds of risks retirees face when trying to put a financial plan together. These include outliving your money, health related issues and inflation, among others.

Today Jeff takes a look at the Christmas Price Index, which tracks how inflation has affected the cost of the items in the song "The Twelve Days of Christmas", as well as some folks who might be naughty or nice on certain retirement planning issues.

Tim and Jeff take a look back at the year 2022 and its top stories and what things could look like heading into 2023. They also discuss Christmas spending and how budgeting and sticking to your plan can help keep you on track, even when spending a little extra on holiday gifts.

Today Tim and Jeff discuss the process they use to develop retirement plans for clients, called the Retirement Compass. It addresses income, growth, safety, health care and legacy planning to insure the money someone has saved will be used in the way they want and need to have a comfortable retirement.

After taking a look at financial headlines, Tim and Jeff talk with Aaron Peterson, the principal of Faith Christian School in Kearney, concerning year end charitable donations, especially concerning donating required minimum distribution money and saving on taxes.

Today Tim and Jeff look at things which should be taken care of by the end of 2022, such as required minimum distributions. They also remind folks about the current Medicare Open Enrollment period which ends December 7th.

The 60-40 Rule is something that has been a guide to investing for retirement - 60 % stocks, 40% bonds. But with so much recent volatility, this ratio doesn't work as well at present. Tim and Jeff look at the history of the rule, why it doesn't work the way it used to, and what to do in its stead.

Jeff goes solo today to discuss the idea of getting rid of a lot of things if you are planning to move for retirement. Whether it is a smaller home or a complete relocation, there likely are things that you can't or don't want to keep, These could include old financial records, which you want to be sure that the important ones are kept and accessible so that those who need them for future use can find them and make sure finances are kept up to date.