That “safe” cash sitting in your account might be quietly costing you more than you realize. In this episode of The Retirement Bullpen, Richard Warner breaks down the concept of dead money—funds parked in low‑yield accounts that fail to keep up with inflation. The conversation explores why idle cash can erode purchasing power over time, how retirees can balance liquidity with growth, and where tools like tiered reserves, annuities, and tax‑efficient strategies may fit. Richard also addresses common misconceptions around risk, taxes, and access to funds, emphasizing the importance of aligning money with purpose. An insightful discussion for anyone ahead of or in retirement rethinking where their money is—or isn’t—working.

Book your complimentary appointment with Richard and the team on warnerfinancialsolutions.com or call 402-274-9185. And be sure to subscribe to the newsletter, too!

Follow Warner Financial on Facebook

That &ldquo;safe&rdquo; cash sitting in your account might be quietly costing you more than you realize. In this episode of The Retirement Bullpen, Richard Warner breaks down the concept of dead money&mdash;funds parked in low‑yield accounts that fail to keep up with inflation. The conversation explores why idle cash can erode purchasing power over time, how retirees can balance liquidity with growth, and where tools like tiered reserves, annuities, and tax‑efficient strategies may fit. Richard also addresses common misconceptions around risk, taxes, and access to funds, emphasizing the importance of aligning money with purpose. An insightful discussion for anyone ahead of or in retirement rethinking where their money is&mdash;or isn&rsquo;t&mdash;working.
Book your complimentary appointment with Richard and the team on&nbsp;<a href="https://www.warnerfinancialsolutions.com">warnerfinancialsolutions.com</a> or call 402-274-9185. And be sure to subscribe to the newsletter, too!
Follow Warner Financial on <a href="https://www.facebook.com/warnerfinancial/">Facebook</a>

Are you ready to bring in your retirement closer? Then dial up The Retirement Bullpen!

With The Retirement Bullpen, hosts Richard Warner and Jeff Miles bring the professional perspective to planning your retirement. Visit the mound and listen to analysis of the latest financial trends, expert insights about the various factors affecting your retirement portfolio, and actionable advice you can’t afford to miss. Make your retirement a home run with Richard, Jeff and The Retirement Bullpen!



For more information, be sure to check out www.warnerfinancialsolutions.com/

Are you ready to bring in your retirement closer? Then dial up The Retirement Bullpen!
With The Retirement Bullpen, hosts Richard Warner and Jeff Miles bring the professional perspective to planning your retirement. Visit the mound and listen to analysis of the latest financial trends, expert insights about the various factors affecting your retirement portfolio, and actionable advice you can’t afford to miss. Make your retirement a home run with Richard, Jeff and The Retirement Bullpen!
 
For more information, be sure to check out www.warnerfinancialsolutions.com/

The Retirement Bullpen with Richard Warner

Are you ready to bring in your retirement closer? Then dial up The Retirement Bullpen!

With The Retirement Bullpen, hosts Richard Warner and Jeff Miles bring the professional perspective to planning your retirement. Visit the mound and listen to analysis of the latest financial trends, expert insights about the various factors affecting your retirement portfolio, and actionable advice you can’t afford to miss. Make your retirement a home run with Richard, Jeff and The Retirement Bullpen!

for more information, check out Home | Warner Financial Solutions

Are you ready to bring in your retirement closer? Then dial up The Retirement Bullpen!
With The Retirement Bullpen, hosts Richard Warner and Jeff Miles bring the professional perspective to planning your retirement. Visit the mound and listen to analysis of the latest financial trends, expert insights about the various factors affecting your retirement portfolio, and actionable advice you can’t afford to miss. Make your retirement a home run with Richard, Jeff and The Retirement Bullpen!
for more information, check out <a href="https://warnerfinancialsolutions.com/">Home | Warner Financial Solutions</a>